World Bank Group · Firms Using Banks to Finance Investment
Firms financing investment through banks by country
What share of firms use bank loans to pay for investment?
Of the 172 countries compared in the 2026 edition, Israel had the highest reading, 83.220%, and 2 countries shared the lowest reading, 0.000%. In the middle country the figure was 26.909%. 9 readings from before 2016 are listed but not compared.
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Part ofMoney & Public Finance
Firms financing investment through banks · the 2026 edition
Context statistic
Highest of 172Israel
83.220%01the 2026 edition · values only
The highest and the lowest
The three countries with the highest values of 172 compared, the three with the lowest, and the highest on each continent. This statistic has no better end, so no country is shown as leading.
- 1
- 2
- 3
Highest on each continent
- Africa
Central African Republic56.521% - Americas
Peru54.006% - AsiaIsrael83.220%
- EuropeKosovo64.971%
- Oceania
Papua New Guinea37.437% - Every region
02Every measured country
Firms financing investment through banks on a map
Each country is shaded by its value, in five groups holding the same number of countries. Hover a country for its value, or select it to open its profile. Below the map, each continent’s middle country.
Darker is a higher value. This statistic has no better end, so the shades describe size, not success.
- 0.000–13.494%
- 13.803–23.934%
- 23.969–29.440%
- 29.755–37.842%
- 38.038–83.220%
- Hatched: a reading from before 2016, listed but not compared (9)
- No reading in the 2026 edition
- Americas
33.041%
the middle country, of 28 measured · 48 members
Peru54.006%
Trinidad and Tobago3.118%Highest and lowest reading in Americas.
- Europe
27.051%
the middle country, of 40 measured · 49 members
Kosovo64.971%
Switzerland12.586%Highest and lowest reading in Europe.
- Asia
26.104%
the middle country, of 45 measured · 52 members
Israel83.220%
Kuwait0.000%Highest and lowest reading in Asia.
- Oceania
24.508%
the middle country, of 9 measured · 21 members
Papua New Guinea37.437%
Tonga13.481%Highest and lowest reading in Oceania.
- Africa
19.204%
the middle country, of 50 measured · 55 members
Central African Republic56.521%
Chad0.000%Highest and lowest reading in Africa.
- Every region
22 sub-regions, highest middle country first
- Central America
36.722%
the middle country, of 8 measured · 8 members
Panama43.556%
Belize28.387%Highest and lowest reading in Central America.
- South America
35.921%
the middle country, of 10 measured · 12 members
Peru54.006%
Suriname16.071%Highest and lowest reading in South America.
- Western Asia
31.636%
the middle country, of 15 measured · 19 members
Israel83.220%Kuwait0.000%Highest and lowest reading in Western Asia.
- Southern Europe
30.510%
the middle country, of 13 measured · 17 members
Kosovo64.971%
Albania13.853%Highest and lowest reading in Southern Europe.
- Caribbean
30.211%
the middle country, of 8 measured · 24 members
Dominican Republic41.133%Trinidad and Tobago3.118%Highest and lowest reading in Caribbean.
- Western Europe
29.233%
the middle country, of 7 measured · 9 members
Belgium53.283%Switzerland12.586%Highest and lowest reading in Western Europe.
- Eastern Asia
28.499%
the middle country, of 6 measured · 8 members
South Korea46.367%
China12.661%Highest and lowest reading in Eastern Asia.
- Eastern Europe
27.840%
the middle country, of 10 measured · 10 members
Poland46.776%
Ukraine16.259%Highest and lowest reading in Eastern Europe.
- Southern Africa
26.906%
the middle country, of 5 measured · 5 members
Botswana29.755%
South Africa15.394%Highest and lowest reading in Southern Africa.
- Northern Europe
24.864%
the middle country, of 10 measured · 13 members
Lithuania38.236%
United Kingdom13.297%Highest and lowest reading in Northern Europe.
- Eastern Africa
24.294%
the middle country, of 17 measured · 19 members
Uganda52.218%
Zambia1.982%Highest and lowest reading in Eastern Africa.
- Southern Asia
22.809%
the middle country, of 8 measured · 9 members
India47.450%
Afghanistan2.549%Highest and lowest reading in Southern Asia.
- Central Asia
20.924%
the middle country, of 5 measured · 5 members
Kazakhstan27.571%
Turkmenistan5.773%Highest and lowest reading in Central Asia.
- South-eastern Asia
17.656%
the middle country, of 11 measured · 11 members
Malaysia32.391%
Myanmar7.072%Highest and lowest reading in South-eastern Asia.
- Western Africa
13.930%
the middle country, of 16 measured · 16 members
Côte d’Ivoire38.442%
Liberia4.631%Highest and lowest reading in Western Africa.
- Middle Africa
9.659%
the middle country, of 9 measured · 9 members
Central African Republic56.521%Chad0.000%Highest and lowest reading in Middle Africa.
- Australia and New Zealand
2 of 2 measured — too few for a middle: Australia, New Zealand.
Australia28.807%
New Zealand24.508%Highest and lowest reading in Australia and New Zealand.
- Melanesia
4 of 5 measured — too few for a middle: Fiji, Papua New Guinea, Solomon Islands, Vanuatu.
Papua New Guinea37.437%
Vanuatu16.367%Highest and lowest reading in Melanesia.
- Micronesia
1 of 7 measured — too few for a middle: Kiribati.
Kiribati18.635%Highest and lowest reading in Micronesia.
- Northern Africa
3 of 6 measured — too few for a middle: Egypt, Morocco, Tunisia.
Morocco46.522%
Egypt8.876%Highest and lowest reading in Northern Africa.
- Northern America
2 of 4 measured — too few for a middle: Canada, United States.
Canada29.905%
United States19.499%Highest and lowest reading in Northern America.
- Polynesia
2 of 7 measured — too few for a middle: Samoa, Tonga.
Samoa29.864%Tonga13.481%Highest and lowest reading in Polynesia.
03The whole field at once
The spread
172 countries, one dot each, on one scale — further right is a higher value. Half the countries are above 26.909%; a quarter are above 34.659%, and a quarter below 15.945%. The bar in each row marks that continent’s middle country.
04All 181 ever measured
Every country
In order, highest value first. No rank or position is shown: too many countries share the same value for an order to mean anything. A low share is not necessarily a problem: firms that can pay for investment out of their own profits have no need to borrow, and they read the same as firms a bank refused. The figure describes how investment is financed, so no better end is set and no positions are shown. Survey years differ between countries — check the year beside each reading.
Showing 25 of 181 countries
Values for the 2026 edition.
05In this edition
Firms financing investment through banks in records
The extremes of the statistic. A record reached by more than one country names none of them.
Highest reading
83.220%
Firms using banks to finance investment in fixed assets (%)
Lowest reading
Reached 2 times by 2 countries — shared, so no holder is named
0.000%
Firms using banks to finance investment in fixed assets (%)
06The measure
About firms financing investment through banks
This is the share of private firms that use bank loans to pay for investment in buildings, machinery and equipment, from the World Bank's Enterprise Surveys. It shows how far business investment runs through the banking system rather than through firms' own funds.
What the number is: Firms using banks to finance investment in fixed assets (%).
07Where it fits
Connections
Its part in the Country Index, the statistics whose values line up most closely with it across countries, and others on the same subject.
In the Country Index
Context, with no vote
This statistic is published in full under Money & Public Finance, but does not help decide any Country Index standing.
Moves with
Where firms financing investment through banks is higher, these tend to be higher too.
- Firms with a Bank Loan or Line of CreditKeyWorld Bank Group · 170 countries in commonρ 0.54
Moves against
Where firms financing investment through banks is higher, these tend to be lower.
- Severe Child Food Poverty, Children Aged 6–23 MonthsUNICEF · 98 countries in commonρ −0.43
Rank correlation (ρ, from −1 to 1) across countries, on each statistic’s newest edition, out of 377 statistics sharing at least 80 countries with this one. Two statistics that move together do not cause each other.
08Keep reading
Explore further
The subject
The data, edition by edition
More from World Bank Group
09Questions
Firms financing investment through banks: questions and answers
Which country has the highest firms financing investment through banks?
Israel, at 83.220%, among the 172 countries compared in the 2026 edition.
Which country has the lowest firms financing investment through banks?
2 countries share the lowest reading, 0.000%, among the 172 compared in the 2026 edition, so no single country is named.
How many countries does the Firms Using Banks to Finance Investment cover?
172 in the 2026 edition, and 181 at least once across all editions.
What is the world average firms financing investment through banks?
This site does not calculate a world average, which would depend on how countries are weighted. In the middle country of the 172 compared in the 2026 edition, the figure was 26.909%.
Is this World Bank Group’s own ranking?
No ranking is shown. World Bank Group publishes values only, and too many countries share the same value for an ordering to mean anything, so none is derived.
How often is the Firms Using Banks to Finance Investment published?
This site holds one edition, describing 2026.
Where does the data come from, and can I download it?
From World Bank Group, under CC BY 4.0. World Bank Enterprise Surveys on Data360, read from the full-precision bulk file, one reading per country from its most recent survey. Every edition is on this site’s Datasets pages as a full table, and downloads as a CSV file with every value unrounded.
10Method
Sources, method and citation
Source
Firms Using Banks to Finance Investment — World Bank Group
World Bank Enterprise Surveys on Data360, read from the full-precision bulk file, one reading per country from its most recent survey.
Newest edition
Report year 2026Data year not recorded
Cite the source as: World Bank. Enterprise Surveys. Washington, DC: World Bank Group.
Licence: CC BY 4.0, checked 2026-10-03.
How this page reads the numbers
- No rank or position is shown: World Bank Group publishes values only, and too many countries share the same value for an ordering to mean anything.
- This statistic has no better end, so the page describes higher and lower values and never calls a country a leader.
- A country is named at an end only when it holds that value alone. Where several share it, the page says how many and names none first.
- The file gives each country’s most recent reading, so the rows are from different years. Readings from before 2016 are listed but left out of every comparison on this page.
- Values are stored exactly as published and trimmed only for display. “The middle country” is the median of the countries measured, not a world average.
The file itself, column by column — where it came from, what each column holds, and every edition as a CSV — is on its dataset page.
Cite this page
Nations Inquiry (2026). Firms financing investment through banks by country: Firms Using Banks to Finance Investment, data from World Bank Group. https://nationsinquiry.com/statistics/firms-bank-investment