Dataset · World Bank Group
Able to Raise Emergency Funds Within 30 Days
2 years, 2021–2024 · 98 countries · 3 measures
This is the share of adults who say they could find money for an emergency within a month without great difficulty, from the World Bank's Global Findex survey. It asks about a household's cushion against a shock — a job lost, an illness, a failed harvest — rather than about its bank account.
This site holds every year from 2021 to 2024, read from World Bank Group’s own data and stored exactly as published.
Able to Raise Emergency Funds Within 30 Days · the file
- Newest
- Able to Raise Emergency Funds Within 30 Days, 2024
- Held
- 2 years · 221 rows
- Licence
- CC BY 4.0
012 years
Every year
Newest first. Each opens the full table for that year, and each downloads as a CSV.
| Year | Countries | Change | Read | Download |
|---|---|---|---|---|
| Able to Raise Emergency Funds Within 30 Days, 2024Newest | 98 | +19 −44 | September 29, 2026 | CSV |
| Able to Raise Emergency Funds Within 30 Days, 2021 | 123 | — | September 29, 2026 | CSV |
Every year in one file, one row per country per year: emergency-funds-all-editions-nations-inquiry.csv
02Before you compare
Using the series
Roughly a thousand interviews per economy
Findex fieldwork is part of the Gallup World Poll, and each economy's sample is about 1,000 people, randomly selected and nationally representative. Responses are weighted to the population by sex and age, and by education or socioeconomic status where reliable figures exist. Each value is therefore a sample estimate with its own margin of error, which differs from economy to economy, and each Findex report lists those margins economy by economy. A gap of a few points between two economies, or between two waves, may lie within them.
Same design in both waves
Both waves used the same question design. Adults imagine an emergency costing one-twentieth of their economy's gross national income per head, in local currency, so the sum differs from one economy to another. Those who name a way to find it within 30 days are then asked whether that would be very, somewhat or not at all difficult. The 2017 wave asked only whether the sum could be found within the next month, possible or not, so its figures are not an earlier point on this line.
Phone or face to face, by economy
Gallup interviews face to face where telephone coverage is below 80% of the population or where in-person surveys are customary, and by phone in most high-income economies. An economy's interview mode can change from one wave to the next, and the edition notes record the changes that touch the waves held here. Findex waves have come every three or four years since 2011.
035 columns
What’s in the file
Every column, what it holds, how it is stored and what its values look like — what a reader needs before opening the file.
| Column | What it holds | Stored as | Range, 2024 | Distinct | Empty | Spread |
|---|---|---|---|---|---|---|
CountrycountryName | The country’s name, as this file spells it. | Text | — | 98 | 0 | |
ISO Codecountry_codeIdentifier | The ISO 3166-1 alpha-3 code, added by this site. Every table here joins on it. | Text · 3 letters | — | 98 | 0 | |
Adults who could raise emergency funds within 30 days without great difficulty (%)emergency_fundsHeadline | The headline figure: Adults who could raise emergency funds within 30 days without great difficulty (% of population aged 15+). | Number · up to 15 decimals | 24.034 | 98 | 0 | |
FemalefemaleWomen | The same measure, for women. | Number · up to 15 decimals | 18.193 | 98 | 0 | |
MalemaleMen | The same measure, for men. | Number · up to 15 decimals | 27.58 | 98 | 0 |
Profiled from the newest file. Range: the lowest and highest value, with the country holding it when only one does. Spread: countries in ten equal steps from lowest to highest. A higher value is the better result.
04142 countries across every year
Who is covered
How many countries each year holds, continent by continent, who joined and who left, and which places this site covers that the dataset never has.
| 2021 | 2024 | |
|---|---|---|
| Africa | 29 | 40 |
| Americas | 19 | 17 |
| Asia | 36 | 29 |
| Europe | 37 | 12 |
| Oceania | 2 | 0 |
| All | 123 | 98 |
Who joined and who left
- 2024
+ Azerbaijan
+ Belize
+ Botswana
+ DR Congo
+ Comoros
+ Ethiopia
+ Gambia
+ Guatemala
+ Libya
+ Lesotho
+ Madagascar
+ Mexico
+ Montenegro
+ Mauritania
+ Niger
+ Oman
+ Eswatini
+ Chad
+ Vietnam
− Afghanistan
− United Arab Emirates
− Australia
− Austria
− Belgium
− Canada
− Switzerland
− Chile
− Cyprus
− Czechia
− Germany
− Denmark
− Spain
− Estonia
− Finland
− France
− United Kingdom
− Greece
− Hong Kong
− Hungary
− Ireland
− Iceland
− Israel
− Italy
− Jamaica
− Japan
− South Korea
− Lithuania
− Latvia
− Malta
− Myanmar
− Netherlands
− Norway
− New Zealand
− Portugal
− Russia
− Singapore
− South Sudan
− Slovakia
− Slovenia
− Sweden
− Taiwan
− Uruguay
− United States
Not in this dataset · 83 places this site covers
World Bank Group gives no figure for these in any year held here. It is the publisher’s choice of scope, and each place’s profile shows what is measured.
05Provenance
Where it comes from
The path from the publisher to this page, and what was checked and changed on the way.
1 · Publisher
World Bank Group
2 · Their file
Able to Raise Emergency Funds Within 30 Days 2024
3 · Read by this site
September 29, 2026
Imported by a script that parses each figure and writes it down unrounded.4 · Stored as
2 files, one per year
Each downloads as a CSV, or every year together as emergency-funds-all-editions-nations-inquiry.csv5 · Used on
Its statistic page, and every profile it measures
/statistics/emergency-fundsA key for Risk & Resilience in the Country Index.
Precision
The headline is stored to 15 decimals, as published.
Rounded by this site
Never. Tables on screen may show fewer decimals; the files never do.
Changed by this site
Reshaped into one row per country: regional and income-group totals are left out, only the columns listed are kept, each row gets its ISO 3166 code, and some country names are brought to one spelling. No value is recalculated, rescaled or rounded.
From World Bank Data360 (Global Findex, WB_FINDEX_FIN24ASD_ND), the Bank's own figures for adults aged 15 and over. Economies surveyed in 2022, whose fieldwork for the 2021 wave ran late, are left out, as they are on this site's account-ownership page.
06Reuse
Licence and credit
What the publisher’s licence lets you do, what it asks of you, and a credit line and citation ready to copy.
Licence · checked September 29, 2026
- Share and redistribute it
- Adapt it and build on it
- Use it commercially
- Credit the publisher
- Say what you changed
Share, adapt and use commercially. Credit the publisher and say if you changed anything.
A credit line
Source: World Bank Group, Able to Raise Emergency Funds Within 30 Days, via Nations Inquiry.
Cite this dataset
World Bank Group. Able to Raise Emergency Funds Within 30 Days, 2021–2024 [data set]. As held by Nations Inquiry, https://nationsinquiry.com/datasets/emergency-funds
The publisher’s own citation: World Bank. The Global Findex Database. Washington, DC: World Bank Group.
Plain-language summary, not legal advice. The licence text is what binds.