Dataset · World Bank Group

Made or Received a Digital Payment

4 years, 2014–2024 · 98 countries · 3 measures

This is the share of adults who made or received at least one digital payment in the past year — paying by card, phone or mobile money, paying bills online, or having wages or benefits paid into an account. The World Bank's Global Findex survey treats it as the step from owning an account to actually using one.

This site holds every year from 2014 to 2024, read from World Bank Group’s own data and stored exactly as published.

Open Made or Received a Digital Payment, 2024 Download all 4 · CSV See it charted by country →

Made or Received a Digital Payment · the file

Newest: Made or Received a Digital Payment, 2024
Held: 4 years · 508 rows
Licence: CC BY 4.0

4years held
2014–2024years
508rows across every year
98countries in the newest159 across every year
3measures per country
CC BY 4.0licence

014 years

Every year

Newest first. Each opens the full table for that year, and each downloads as a CSV.

2014bar height: countries covered, up to 1452024

Every year of Made or Received a Digital Payment held on this site, newest first, with its download files.
Year	Countries	Change	Read	Download
Made or Received a Digital Payment, 2024Newest	98	+19 −44	September 29, 2026	CSV
Made or Received a Digital Payment, 2021	123	+3 −25	September 29, 2026	CSV
Made or Received a Digital Payment, 2017	145	+12 −9	September 29, 2026	CSV
Made or Received a Digital Payment, 2014	142	—	September 29, 2026	CSV

Every year in one file, one row per country per year: digital-payments-all-editions-nations-inquiry.csv

025 columns

What’s in the file

Every column, what it holds, how it is stored and what its values look like — what a reader needs before opening the file.

Every column in the newest file of Made or Received a Digital Payment: what it holds, how it is stored, and its range.
Column	What it holds	Stored as	Range, 2024	Distinct
Country`country`Name	The country’s name, as this file spells it.	Text	—	98
ISO Code`country_code`Identifier	The ISO 3166-1 alpha-3 code, added by this site. Every table here joins on it.	Text · 3 letters	—	98
Adults who made or received a digital payment in the past year (%)`digital_payments`Headline	The headline figure: Adults who made or received a digital payment in the past year (% of population aged 15+).	Number · up to 15 decimals	12.26Niger94.91Mongoliamiddle 51.65	98
Female`female`Women	The same measure, for women.	Number · up to 15 decimals	5.968Algeria96.495Mongoliamiddle 45.783	98
Male`male`Men	The same measure, for men.	Number · up to 15 decimals	15.1259Niger93.2433Kenyamiddle 57.1926	98

Profiled from the newest file. Range: the lowest and highest value, with the country holding it when only one does. Spread: countries in ten equal steps from lowest to highest. A higher value is the better result.

03159 countries across every year

Who is covered

How many countries each year holds, continent by continent, who joined and who left, and which places this site covers that the dataset never has.

All regions

Countries in each year of Made or Received a Digital Payment, by continent.
	2014	2017	2021	2024
Africa	37	40	29	40
Americas	23	22	19	17
Asia	41	42	36	29
Europe	39	39	37	12
Oceania	2	2	2	0
All	142	145	123	98

Who joined and who left

2024
+ Azerbaijan+ Belize+ Botswana+ DR Congo+ Comoros+ Ethiopia+ Gambia+ Guatemala+ Libya+ Lesotho+ Madagascar+ Mexico+ Montenegro+ Mauritania+ Niger+ Oman+ Eswatini+ Chad+ Vietnam− Afghanistan− United Arab Emirates− Australia− Austria− Belgium− Canada− Switzerland− Chile− Cyprus− Czechia− Germany− Denmark− Spain− Estonia− Finland− France− United Kingdom− Greece− Hong Kong− Hungary− Ireland− Iceland− Israel− Italy− Jamaica− Japan− South Korea− Lithuania− Latvia− Malta− Myanmar− Netherlands− Norway− New Zealand− Portugal− Russia− Singapore− South Sudan− Slovakia− Slovenia− Sweden− Taiwan− Uruguay− United States
2021
+ Iceland+ Jamaica+ Morocco− Azerbaijan− Bahrain− Belarus− Botswana− Central African Republic− DR Congo− Ethiopia− Gambia− Guatemala− Haiti− Kuwait− Libya− Lesotho− Luxembourg− Madagascar− Maldives− Mexico− Montenegro− Mauritania− Niger− Rwanda− Chad− Turkmenistan− Trinidad and Tobago− Vietnam
2017
+ Central African Republic+ Gambia+ Laos+ Liberia+ Libya+ Lesotho+ Maldives+ Mozambique+ Paraguay+ South Sudan+ Turkmenistan+ Trinidad and Tobago− Angola− Burundi− Belize− Bhutan− Jamaica− Puerto Rico− Sudan− Somalia− Yemen

Not in this dataset · 66 places this site covers

World Bank Group gives no figure for these in any year held here. It is the publisher’s choice of scope, and each place’s profile shows what is measured.

04Provenance

Where it comes from

The path from the publisher to this page, and what was checked and changed on the way.

The site’s method

1 · Publisher
World Bank Group
worldbank.org
2 · Their file
Made or Received a Digital Payment 2024
WB_FINDEX_WIDEF.csv
3 · Read by this site
September 29, 2026
Imported by a script that parses each figure and writes it down unrounded.
4 · Stored as
4 files, one per year
Each downloads as a CSV, or every year together as digital-payments-all-editions-nations-inquiry.csv
5 · Used on
Its statistic page, and every profile it measures
/statistics/digital-payments

Precision

The headline is stored to 15 decimals, as published.

Rounded by this site

Never. Tables on screen may show fewer decimals; the files never do.

Changed by this site

Reshaped into one row per country: regional and income-group totals are left out, only the columns listed are kept, each row gets its ISO 3166 code, and some country names are brought to one spelling. No value is recalculated, rescaled or rounded.

From World Bank Data360 (Global Findex, WB_FINDEX_G20_ANY), the Bank's own figures for adults aged 15 and over. Economies surveyed in 2022, whose fieldwork for the 2021 wave ran late, are left out.

05Reuse

Licence and credit

What the publisher’s licence lets you do, what it asks of you, and a credit line and citation ready to copy.

Every publisher’s terms

Licence · checked September 29, 2026

CC BY 4.0

Share and redistribute it
Adapt it and build on it
Use it commercially
Credit the publisher
Say what you changed

Share, adapt and use commercially. Credit the publisher and say if you changed anything.

A credit line

Source: World Bank Group, Made or Received a Digital Payment, via Nations Inquiry.

Cite this dataset

World Bank Group. Made or Received a Digital Payment, 2014–2024 [data set]. As held by Nations Inquiry, https://nationsinquiry.com/datasets/digital-payments

The publisher’s own citation: World Bank. The Global Findex Database. Washington, DC: World Bank Group.

Plain-language summary, not legal advice. The licence text is what binds.

06Where it is used

Around the site

Where these numbers appear on this site, and the datasets nearest to it.

Charted
Made or Received a Digital Payment by country
Who is highest, the map, the spread, who rose and fell, and the records.
Subjects
- Money & Public Finance
- Digital & Technology
Near neighbours
- Account Ownership at a Financial InstitutionWorld Bank Group · 5 held · 2011–2024
- Firms with a Bank Loan or Line of CreditWorld Bank Group · 1 held · 2025
- Inflation, GDP DeflatorWorld Bank Group · 65 held · 1961–2025

07Questions