Data for 2014

Made or Received a Digital Payment, 2014

Name: Made or Received a Digital Payment, 2014
Creator: World Bank Group
License: https://data360files.worldbank.org/data360-data/metadata/WB_FINDEX/WB_FINDEX_G20_ANY.json

Figures for 2014, as World Bank Group published them · stored as published, never rewritten

This is the share of adults who made or received at least one digital payment in the past year — paying by card, phone or mobile money, paying bills online, or having wages or benefits paid into an account. The World Bank's Global Findex survey treats it as the step from owning an account to actually using one.

Made or Received a Digital Payment, 2014 covers 142 countries on 3 measures. Denmark is highest, at 99.6919; Iraq is lowest, at 4.1682. The middle country reads 38.3201.

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Made or Received a Digital Payment · Data for 2014

HighestDenmark

99.6919

LowestIraq

4.1682

Shaded by value in five groups of equal size, darkest at the better end.

142countries
3measures per country
2014the year it describes
142distinct values15 decimals, as published
Sep 29, 2026read from the publisher
CC BY 4.0licence

01Position · derived

The table

Every country and every column of Made or Received a Digital Payment, 2014, as published. World Bank Group ranks nobody on this measure; the position is derived here by ordering the published values. “=” marks a shared position.

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Showing 25 of 142 countries · select a heading to sort

Made or Received a Digital Payment, 2014: every country, as published by World Bank Group.
derived
1	Denmark`DNK`Northern Europe	99.6919	99.39	100.000
2	Norway`NOR`Northern Europe	99.2985	99.24	99.360
3	Sweden`SWE`Northern Europe	99.2119	99.52	98.901
4	Finland`FIN`Northern Europe	98.5237	98.34	98.725
5	New Zealand`NZL`Australia and New Zealand	97.9457	98.74	97.060
6	Netherlands`NLD`Western Europe	97.8489	97.50	98.210
7	Australia`AUS`Australia and New Zealand	97.3591	97.60	97.104
8	United Kingdom`GBR`Northern Europe	97.1211	96.42	97.850
9	Canada`CAN`Northern America	96.9401	98.26	95.524
10	Estonia`EST`Northern Europe	96.1417	96.43	95.790
11	Belgium`BEL`Western Europe	96.0503	96.93	95.136
12	Germany`DEU`Western Europe	95.7972	96.44	95.124
13	Spain`ESP`Southern Europe	94.2041	93.80	94.611
14	Austria`AUT`Western Europe	93.6272	94.56	92.635
15	Luxembourg`LUX`Western Europe	93.4084	94.75	92.039
16	Switzerland`CHE`Western Europe	92.7865	90.07	95.683
17	France`FRA`Western Europe	92.5288	91.42	93.731
18	United States`USA`Northern America	92.0131	93.66	90.356
19	Singapore`SGP`South-eastern Asia	90.1557	88.37	92.012
20	Ireland`IRL`Northern Europe	89.7626	87.57	91.980
21	Japan`JPN`Eastern Asia	89.3449	91.27	87.220
22	South Korea`KOR`Eastern Asia	88.0696	88.90	87.194
23	Slovenia`SVN`Southern Europe	87.6687	83.55	92.040
24	Latvia`LVA`Northern Europe	87.1598	86.49	87.983
25	Iran`IRN`Southern Asia	86.7322	81.18	92.176
26	Israel`ISR`Western Asia	86.6890	85.80	87.624
27	Hong Kong`HKG`Eastern Asia	85.2088	85.12	85.317
28	Czechia`CZE`Eastern Europe	80.0482	77.09	83.197
29	Malta`MLT`Southern Europe	79.4677	74.35	84.953
30	Taiwan`TWN`Eastern Asia	79.4182	78.13	80.737
31	United Arab Emirates`ARE`Western Asia	76.6843	60.23	83.076
32	Croatia`HRV`Southern Europe	76.0833	74.48	77.798
33	Slovakia`SVK`Eastern Europe	75.3721	78.30	72.207
34	Portugal`PRT`Southern Europe	75.2403	71.57	79.400
35	Cyprus`CYP`Western Asia	73.7804	73.45	74.135
36	Italy`ITA`Southern Europe	73.2372	64.61	82.603
37	Lithuania`LTU`Northern Europe	72.8195	72.16	73.624
38	Mongolia`MNG`Eastern Asia	72.2657	73.93	70.434
39	Bahrain`BHR`Western Asia	70.1457	54.19	78.865
40	Kenya`KEN`Eastern Africa	69.1892	66.90	71.783
41	Hungary`HUN`Eastern Europe	66.8687	65.32	68.641
42	Belarus`BLR`Eastern Europe	66.3942	65.91	66.979
43	South Africa`ZAF`Southern Africa	65.7682	67.44	63.910
44	Poland`POL`Eastern Europe	65.0428	60.19	70.380
45	Kuwait`KWT`Western Asia	64.1206	55.98	69.961
46	Serbia`SRB`Southern Europe	63.6551	62.27	65.169
47	Puerto Rico`PRI`Caribbean	63.5798	59.39	68.143
48	Malaysia`MYS`South-eastern Asia	62.5984	56.08	68.498
49	Greece`GRC`Southern Europe	60.9925	57.26	64.950
50	Brazil`BRA`South America	58.9885	55.01	63.223
51	Russia`RUS`Eastern Europe	57.7200	59.46	55.499
52	North Macedonia`MKD`Southern Europe	55.9217	46.94	65.093
53	Chile`CHL`South America	54.6497	49.06	60.876
54	Mauritius`MUS`Eastern Africa	53.2019	42.93	64.251
55	Costa Rica`CRI`Central America	52.5321	47.54	57.934
56	Bulgaria`BGR`Eastern Europe	51.7619	51.35	52.219
57	Saudi Arabia`SAU`Western Asia	51.1230	38.03	60.502
58	Venezuela`VEN`South America	49.5986	45.76	53.761
59	Türkiye`TUR`Western Asia	49.5492	38.72	60.612
60	China`CHN`Eastern Asia	49.0737	47.01	51.081
61	Ukraine`UKR`Eastern Europe	48.3249	47.39	49.503
62	Jamaica`JAM`Caribbean	47.4138	44.79	50.200
63	Kazakhstan`KAZ`Central Asia	46.7353	46.74	46.727
64	Botswana`BWA`Southern Africa	45.9401	42.44	49.487
65	Namibia`NAM`Southern Africa	44.9978	40.58	49.889
66	Montenegro`MNE`Southern Europe	43.8706	41.69	46.226
67	Romania`ROU`Eastern Europe	43.3209	38.66	48.385
68	Uruguay`URY`South America	40.6994	37.34	44.573
69	Uganda`UGA`Eastern Africa	40.4023	32.95	47.947
70	Argentina`ARG`South America	39.5543	39.26	39.891
71	Uzbekistan`UZB`Central Asia	38.3701	37.46	39.348
72	Dominican Republic`DOM`Caribbean	38.2702	37.52	39.032
73	Somalia`SOM`Eastern Africa	38.1109	32.84	43.290
74	Nigeria`NGA`Western Africa	37.0216	26.49	47.046
75	Thailand`THA`South-eastern Asia	36.7750	31.01	43.421
76	Tanzania`TZA`Eastern Africa	35.5411	29.25	42.086
77	Mexico`MEX`Central America	34.5472	34.30	34.812
78	Panama`PAN`Central America	33.1187	29.87	36.395
79	Lebanon`LBN`Western Asia	33.0839	20.94	46.507
80	Bosnia and Herzegovina`BIH`Southern Europe	33.0813	26.86	39.864
81	Colombia`COL`South America	32.6354	28.62	36.949
82	Kosovo`XKX`Southern Europe	31.0633	22.23	40.010
83	El Salvador`SLV`Central America	30.6794	25.86	35.836
84	Zimbabwe`ZWE`Eastern Africa	29.8961	26.35	33.600
85	Côte d’Ivoire`CIV`Western Africa	29.5559	26.22	32.709
86	Guatemala`GTM`Central America	28.9842	23.87	34.675
87	Zambia`ZMB`Eastern Africa	28.8592	27.00	30.792
88	Bolivia`BOL`South America	28.4408	24.18	32.933
89	Belize`BLZ`Central America	28.1369	31.70	24.528
90	Rwanda`RWA`Eastern Africa	27.9468	22.24	33.764
91	Algeria`DZA`Northern Africa	27.8243	18.94	36.729
92	Ghana`GHA`Western Africa	25.5462	22.79	28.390
93	Sri Lanka`LKA`Southern Asia	25.2414	23.57	27.109
94	Angola`AGO`Middle Africa	25.0393	18.39	31.528
95	Ecuador`ECU`South America	24.6636	16.80	32.912
96	Georgia`GEO`Western Asia	23.5810	20.32	27.326
97	Indonesia`IDN`South-eastern Asia	23.3148	24.16	22.453
98	Gabon`GAB`Middle Africa	23.2137	22.37	24.104
99	Honduras`HND`Central America	23.1010	19.98	26.325
100	Peru`PER`South America	22.6289	17.34	28.090
101	Albania`ALB`Southern Europe	22.4609	21.41	23.544
102	India`IND`Southern Asia	22.2408	14.19	29.983
103	Philippines`PHL`South-eastern Asia	21.3555	25.53	16.982
104	Azerbaijan`AZE`Western Asia	20.4165	17.89	23.108
105	Vietnam`VNM`South-eastern Asia	19.3831	17.65	21.198
106	Mauritania`MRT`Western Africa	18.8496	17.26	20.527
107	Cambodia`KHM`South-eastern Asia	17.6460	16.39	19.251
108	Tunisia`TUN`Northern Africa	17.4029	13.54	21.319
109	Bhutan`BTN`Southern Asia	17.2253	12.81	21.160
110	Moldova`MDA`Eastern Europe	15.2323	16.04	14.336
111	DR Congo`COD`Middle Africa	15.2186	13.10	17.365
112	Mali`MLI`Western Africa	15.1971	12.08	18.413
113	Kyrgyzstan`KGZ`Central Asia	15.0930	15.80	14.290
114	Nicaragua`NIC`Central America	14.1928	10.24	18.356
115	Palestine`PSE`Western Asia	14.0566	10.11	18.088
116	Jordan`JOR`Western Asia	13.3169	7.66	18.729
117	Sierra Leone`SLE`Western Africa	12.9666	8.72	17.586
118	Haiti`HTI`Caribbean	12.4274	10.28	14.643
119	Armenia`ARM`Western Asia	12.2709	10.19	14.723
120	Sudan`SDN`Northern Africa	12.0165	8.34	15.462
121	Senegal`SEN`Western Africa	11.9246	8.58	15.666
122	Malawi`MWI`Eastern Africa	11.4353	7.58	15.533
123	Chad`TCD`Middle Africa	10.0390	6.95	13.411
124	Nepal`NPL`Southern Asia	9.8643	—	—
125	Pakistan`PAK`Southern Asia	9.4543	—	—
126	Republic of the Congo`COG`Middle Africa	9.4536	—	—
127	Tajikistan`TJK`Central Asia	8.7473	—	—
128	Burkina Faso`BFA`Western Africa	8.3237	—	—
129	Benin`BEN`Western Africa	8.2020	—	—
130	Egypt`EGY`Northern Africa	8.1220	—	—
131	Cameroon`CMR`Middle Africa	7.7370	—	—
132	Bangladesh`BGD`Southern Asia	7.6063	—	—
133	Togo`TGO`Western Africa	6.8901	—	—
134	Guinea`GIN`Western Africa	6.0222	—	—
135	Niger`NER`Western Africa	5.7537	—	—
136	Ethiopia`ETH`Eastern Africa	5.6460	—	—
137	Afghanistan`AFG`Southern Asia	5.5705	—	—
138	Madagascar`MDG`Eastern Africa	5.4300	—	—
139	Yemen`YEM`Western Asia	4.3818	—	—
140	Burundi`BDI`Eastern Africa	4.3232	—	—
141	Myanmar`MMR`South-eastern Asia	4.3160	—	—
142	Iraq`IRQ`Western Asia	4.1682	—	—

02In 2014

At either end

The 5 countries at each end of the headline, then the highest and lowest on each other measure.

Highest

1Denmark99.6919
2Norway99.2985
3Sweden99.2119
4Finland98.5237
5New Zealand97.9457

Lowest

142Iraq4.1682
141Myanmar4.3160
140Burundi4.3232
139Yemen4.3818
138Madagascar5.4300

A higher value is the better result. The middle country reads 38.3201. “Shared” marks a value another country also holds.

Each measure’s ends

Female
HighestSweden99.52
LowestChad6.95
Middle country: 42.44
Male
HighestDenmark100.000
LowestChad13.411
Middle country: 49.889

03Caveats

Read before you use

How values are stored

38 empty cells
An empty cell means the publisher gave no figure. It is never a zero.

04The files

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.csv
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142 rows · 9.8 KB · UTF-8, opens in Excel
Opens with 11 lines of source notes; the table starts on row 13.
Download digital-payments-2014-nations-inquiry.csv
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The publisher’s original
World Bank Group’s own file, on its own site.
WB_FINDEX_WIDEF.csv

What this site changed: Reshaped to one row per country, with its ISO code; no value recalculated, rescaled or rounded. In full

Licence: CC BY 4.0 · what it allows, in plain words

Cite this edition

World Bank Group (2014). Made or Received a Digital Payment, 2014 [data set], describing 2014. As held by Nations Inquiry, https://nationsinquiry.com/datasets/digital-payments/2014

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