Data for 2021
Made or Received a Digital Payment, 2021
Figures for 2021, as World Bank Group published them · stored as published, never rewritten
This is the share of adults who made or received at least one digital payment in the past year — paying by card, phone or mobile money, paying bills online, or having wages or benefits paid into an account. The World Bank's Global Findex survey treats it as the step from owning an account to actually using one.
Made or Received a Digital Payment, 2021 covers 123 countries on 3 measures. Denmark is highest, at 100.000; South Sudan is lowest, at 4.811. The middle country reads 65.567. Against 2017, 120 values changed (103 up, 17 down), 3 countries joined, 25 left.
Made or Received a Digital Payment · Data for 2021
HighestDenmark
100.000LowestSouth Sudan
4.811Shaded by value in five groups of equal size, darkest at the better end.
01Position · derived
The table
Every country and every column of Made or Received a Digital Payment, 2021, as published. World Bank Group ranks nobody on this measure; the position is derived here by ordering the published values. “=” marks a shared position.
Showing 25 of 123 countries · select a heading to sort
| derived | ||||
|---|---|---|---|---|
| 1 | DNKNorthern Europe | 100.000 | 100.00 | 100.00 |
| 2 | ISLNorthern Europe | 99.874 | 100.00 | 99.75 |
| 3 | DEUWestern Europe | 99.481 | 99.29 | 99.68 |
| 4 | NORNorthern Europe | 99.478 | 100.00 | 98.98 |
| 5 | AUTWestern Europe | 99.300 | 98.93 | 99.69 |
| 6 | GBRNorthern Europe | 99.169 | 99.28 | 99.05 |
| 7 | SWENorthern Europe | 99.060 | 98.72 | 99.39 |
| 8 | AUSAustralia and New Zealand | 98.950 | 99.87 | 97.96 |
| 9 | NLDWestern Europe | 98.785 | 98.80 | 98.77 |
| 10 | ESTNorthern Europe | 98.651 | 99.40 | 97.78 |
| 11 | FINNorthern Europe | 98.474 | 98.51 | 98.44 |
| 12 | FRAWestern Europe | 98.448 | 99.12 | 97.72 |
| 13 | CANNorthern America | 98.348 | 98.36 | 98.34 |
| 14 | CHEWestern Europe | 98.217 | 98.03 | 98.41 |
| 15 | IRLNorthern Europe | 98.216 | 98.47 | 97.95 |
| 16 | KOREastern Asia | 97.939 | 97.73 | 98.13 |
| 17 | NZLAustralia and New Zealand | 97.599 | 98.83 | 96.30 |
| 18 | ESPSouthern Europe | 97.530 | 96.16 | 98.90 |
| 19 | BELWestern Europe | 97.415 | 97.26 | 97.58 |
| 20 | MNGEastern Asia | 97.409 | 98.59 | 96.10 |
| 21 | SVNSouthern Europe | 97.018 | 95.31 | 98.83 |
| 22 | JPNEastern Asia | 95.791 | 95.66 | 95.93 |
| 23 | ITASouthern Europe | 95.775 | 95.15 | 96.36 |
| 24 | LVANorthern Europe | 95.347 | 95.84 | 94.76 |
| 25 | SGPSouth-eastern Asia | 94.838 | 93.04 | 96.76 |
| 26 | SVKEastern Europe | 94.550 | 93.00 | 96.22 |
| 27 | CZEEastern Europe | 94.106 | 92.22 | 96.06 |
| 28 | POLEastern Europe | 93.184 | 92.39 | 94.04 |
| 29 | USANorthern America | 92.966 | 95.69 | 90.20 |
| 30 | HKGEastern Asia | 92.767 | 91.61 | 94.18 |
| 31 | THASouth-eastern Asia | 92.026 | 88.10 | 96.17 |
| 32 | GRCSouthern Europe | 91.395 | 88.40 | 94.37 |
| 33 | ISRWestern Asia | 91.159 | 90.07 | 92.30 |
| 34 | LTUNorthern Europe | 90.761 | 88.13 | 93.65 |
| 35 | MLTSouthern Europe | 90.732 | 88.95 | 92.51 |
| 36 | PRTSouthern Europe | 90.644 | 88.20 | 93.34 |
| 37 | TWNEastern Asia | 87.749 | 84.95 | 90.65 |
| 38 | SRBSouthern Europe | 87.485 | 88.92 | 86.02 |
| 39 | RUSEastern Europe | 87.415 | 87.74 | 87.03 |
| 40 | CYPWestern Asia | 87.194 | 86.33 | 88.17 |
| 41 | HRVSouthern Europe | 87.085 | 84.67 | 89.87 |
| 42 | HUNEastern Europe | 86.372 | 84.58 | 88.39 |
| 43 | CHNEastern Asia | 86.190 | 84.93 | 87.31 |
| 44 | IRNSouthern Asia | 84.491 | 76.98 | 91.92 |
| 45 | CHLSouth America | 84.287 | 84.12 | 84.48 |
| 46 | UKREastern Europe | 81.338 | 77.91 | 85.51 |
| 47 | VENSouth America | 81.189 | 75.37 | 86.93 |
| 48 | ZAFSouthern Africa | 80.806 | 82.14 | 79.45 |
| 49 | MUSEastern Africa | 80.115 | 75.09 | 85.55 |
| 50 | MYSSouth-eastern Asia | 79.296 | 75.87 | 82.71 |
| 51 | KAZCentral Asia | 77.926 | 81.78 | 73.62 |
| 52 | KENEastern Africa | 77.556 | 73.76 | 81.56 |
| 53 | AREWestern Asia | 76.612 | 76.55 | 76.64 |
| 54 | BRASouth America | 76.516 | 72.57 | 80.27 |
| 55 | BGREastern Europe | 75.226 | 74.41 | 76.09 |
| 56 | MKDSouthern Europe | 74.323 | 68.56 | 80.02 |
| 57 | SAUWestern Asia | 73.455 | 62.73 | 80.73 |
| 58 | URYSouth America | 67.985 | 68.93 | 66.94 |
| 59 | TURWestern Asia | 67.627 | 54.94 | 79.99 |
| 60 | BIHSouthern Europe | 66.519 | 56.32 | 77.17 |
| 61 | NAMSouthern Africa | 66.373 | 64.34 | 68.70 |
| 62 | GHAWestern Africa | 65.567 | 59.43 | 72.03 |
| 63 | GABMiddle Africa | 65.521 | 61.03 | 70.56 |
| 64 | ARGSouth America | 65.020 | 64.36 | 65.66 |
| 65 | ROUEastern Europe | 63.511 | 61.40 | 65.74 |
| 66 | UGAEastern Africa | 62.578 | 61.96 | 63.28 |
| 67 | GEOWestern Asia | 62.166 | 63.97 | 60.09 |
| 68 | MDAEastern Europe | 59.757 | 59.60 | 59.93 |
| 69 | CRICentral America | 59.158 | 52.86 | 65.83 |
| 70 | ZWEEastern Africa | 57.665 | 52.14 | 63.52 |
| 71 | BOLSouth America | 55.455 | 47.60 | 62.69 |
| 72 | LKASouthern Asia | 55.061 | 47.51 | 63.21 |
| 73 | SENWestern Africa | 53.021 | 47.44 | 59.27 |
| 74 | COLSouth America | 52.110 | 48.39 | 56.13 |
| 75 | PRYSouth America | 51.155 | 50.52 | 51.79 |
| 76 | TZAEastern Africa | 50.216 | 44.36 | 56.55 |
| 77 | CMRMiddle Africa | 49.852 | 47.79 | 52.00 |
| 78 | JAMCaribbean | 49.668 | 45.64 | 53.83 |
| 79 | PERSouth America | 49.141 | 44.21 | 54.46 |
| 80 | CIVWestern Africa | 47.658 | 34.97 | 60.28 |
| 81 | XKXSouthern Europe | 47.594 | 36.78 | 58.67 |
| 82 | ARMWestern Asia | 47.471 | 43.30 | 52.78 |
| 83 | ECUSouth America | 46.904 | 40.39 | 53.61 |
| 84 | ZMBEastern Africa | 46.447 | 44.02 | 49.17 |
| 85 | LBRWestern Africa | 46.079 | 39.15 | 53.27 |
| 86 | BGDSouthern Asia | 45.264 | 33.56 | 57.86 |
| 87 | COGMiddle Africa | 44.361 | 40.40 | 48.47 |
| 88 | BENWestern Africa | 43.685 | 36.95 | 50.99 |
| 89 | TGOWestern Africa | 43.653 | 38.81 | 48.77 |
| 90 | PHLSouth-eastern Asia | 43.452 | 39.31 | 47.88 |
| 91 | MOZEastern Africa | 42.320 | 31.47 | 53.88 |
| 92 | UZBCentral Asia | 41.722 | 35.86 | 48.45 |
| 93 | MWIEastern Africa | 40.311 | 35.68 | 45.42 |
| 94 | MMRSouth-eastern Asia | 39.906 | 36.66 | 43.33 |
| 95 | KGZCentral Asia | 39.428 | 38.02 | 40.94 |
| 96 | DOMCaribbean | 38.730 | 35.51 | 42.03 |
| 97 | MLIWestern Africa | 38.135 | 36.69 | 39.66 |
| 98 | IDNSouth-eastern Asia | 37.186 | 38.70 | 35.60 |
| 99 | PANCentral America | 36.450 | 36.98 | 35.88 |
| 100 | JORWestern Asia | 36.370 | 24.19 | 47.08 |
| 101 | INDSouthern Asia | 34.932 | 27.98 | 41.42 |
| 102 | ALBSouthern Europe | 34.553 | 34.90 | 34.19 |
| 103 | DZANorthern Africa | 33.742 | 23.08 | 44.27 |
| 104 | NGAWestern Africa | 33.740 | 22.64 | 44.61 |
| 105 | BFAWestern Africa | 33.295 | 27.38 | 40.10 |
| 106 | TJKCentral Asia | 33.133 | 33.59 | 32.65 |
| 107 | HNDCentral America | 31.641 | 23.57 | 41.24 |
| 108 | MARNorthern Africa | 30.302 | 21.32 | 39.22 |
| 109 | NPLSouthern Asia | 28.578 | 22.91 | 34.95 |
| 110 | SLVCentral America | 27.819 | 22.50 | 35.03 |
| 111 | TUNNorthern Africa | 27.694 | 21.04 | 34.50 |
| 112 | GINWestern Africa | 27.650 | 21.48 | 33.85 |
| 113 | SLEWestern Africa | 27.006 | 22.99 | 31.43 |
| 114 | KHMSouth-eastern Asia | 26.077 | 23.90 | 28.62 |
| 115 | NICCentral America | 21.371 | 18.79 | 24.21 |
| 116 | LAOSouth-eastern Asia | 21.249 | 20.22 | 22.34 |
| 117 | PSEWestern Asia | 20.994 | 14.86 | 27.19 |
| 118 | EGYNorthern Africa | 20.197 | 16.19 | 24.06 |
| 119 | PAKSouthern Asia | 17.623 | 11.35 | 23.65 |
| 120 | IRQWestern Asia | 14.236 | 11.37 | 17.09 |
| 121 | LBNWestern Asia | 14.015 | 11.19 | 16.73 |
| 122 | AFGSouthern Asia | 7.882 | — | — |
| 123 | SSDEastern Africa | 4.811 | — | — |
02In 2021
At either end
The 5 countries at each end of the headline, then the highest and lowest on each other measure.
Lowest
- 123
South Sudan4.811
- 122
Afghanistan7.882
- 121
Lebanon14.015
- 120
Iraq14.236
- 119
Pakistan17.623
A higher value is the better result. The middle country reads 65.567. “Shared” marks a value another country also holds.
Each measure’s ends
032017 → 2021
Since 2017
- +3 / −25countries joined / left
- 120values changed, of 120 in both
- 103 · 17rose · fell
- 0unchanged
Rose most
Myanmar7.708 → 39.906+32.198
Thailand62.274 → 92.026+29.752
Republic of the Congo17.815 → 44.361+26.547
Argentina40.178 → 65.020+24.842
Kazakhstan53.874 → 77.926+24.052
Fell most
Lebanon33.086 → 14.015−19.071
Tajikistan43.934 → 33.133−10.800
United Arab Emirates84.040 → 76.612−7.428
Dominican Republic44.389 → 38.730−5.659
Burkina Faso38.915 → 33.295−5.621
Changes in value, not in places: a country’s place also moves when others do.
04Caveats
Read before you use
4 empty cells
An empty cell means the publisher gave no figure. It is never a zero.
05The files
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- .csv
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123 rows · 9.0 KB · UTF-8, opens in Excel
Opens with 11 lines of source notes; the table starts on row 13.
Download digital-payments-2021-nations-inquiry.csv - ↗
The publisher’s original
World Bank Group’s own file, on its own site.
WB_FINDEX_WIDEF.csv
What this site changed: Reshaped to one row per country, with its ISO code; no value recalculated, rescaled or rounded. In full
Licence: CC BY 4.0 · what it allows, in plain words
Cite this edition
World Bank Group (2021). Made or Received a Digital Payment, 2021 [data set], describing 2021. As held by Nations Inquiry, https://nationsinquiry.com/datasets/digital-payments/2021
064 held
Other years
‹ The year before
Made or Received a Digital Payment, 2017145 countries
The year after ›
Made or Received a Digital Payment, 202498 countries
All of them
Made or Received a Digital Payment: every year4 held, with the data dictionary, coverage and licence.
How it has moved, charted by country