Data for 2024
Made or Received a Digital Payment, 2024
Figures for 2024, as World Bank Group published them · stored as published, never rewritten
This is the share of adults who made or received at least one digital payment in the past year — paying by card, phone or mobile money, paying bills online, or having wages or benefits paid into an account. The World Bank's Global Findex survey treats it as the step from owning an account to actually using one.
Made or Received a Digital Payment, 2024 covers 98 countries on 3 measures. Mongolia is highest, at 94.91; Niger is lowest, at 12.26. The middle country reads 51.65. Against 2021, 79 values changed (55 up, 24 down), 19 countries joined, 44 left.
Made or Received a Digital Payment · Data for 2024
HighestMongolia
94.91LowestNiger
12.26Shaded by value in five groups of equal size, darkest at the better end.
01Position · derived
The table
Every country and every column of Made or Received a Digital Payment, 2024, as published. World Bank Group ranks nobody on this measure; the position is derived here by ordering the published values. “=” marks a shared position.
Showing 25 of 98 countries · select a heading to sort
| derived | ||||
|---|---|---|---|---|
| 1 | MNGEastern Asia | 94.91 | 96.495 | 93.1443 |
| 2 | KENEastern Africa | 89.28 | 85.497 | 93.2433 |
| 3 | CHNEastern Asia | 88.72 | 88.899 | 88.5501 |
| 4 | HRVSouthern Europe | 88.45 | 86.877 | 90.1972 |
| 5 | IRNSouthern Asia | 85.98 | 81.639 | 90.3218 |
| 6 | KAZCentral Asia | 85.02 | 82.097 | 88.2717 |
| 7 | UKREastern Europe | 82.89 | 79.131 | 86.8973 |
| 8 | THASouth-eastern Asia | 82.75 | 82.671 | 82.8338 |
| 9 | POLEastern Europe | 82.09 | 83.188 | 80.8758 |
| 10 | GHAWestern Africa | 80.36 | 76.995 | 84.0136 |
| 11 | BGREastern Europe | 77.60 | 78.644 | 76.4411 |
| 12 | MYSSouth-eastern Asia | 77.47 | 74.256 | 80.5682 |
| 13 | BRASouth America | 77.36 | 72.830 | 82.3017 |
| 14 | SRBSouthern Europe | 77.05 | 73.965 | 80.4180 |
| 15 | SAUWestern Asia | 75.72 | 69.574 | 79.1225 |
| 16 | VENSouth America | 75.52 | 75.127 | 75.9256 |
| 17 | MKDSouthern Europe | 75.19 | 67.298 | 83.4210 |
| 18 | SENWestern Africa | 73.48 | 70.544 | 76.7070 |
| 19 | ARGSouth America | 72.21 | 74.564 | 69.5810 |
| 20 | TURWestern Asia | 71.42 | 57.526 | 85.5465 |
| 21 | ZMBEastern Africa | 71.16 | 67.654 | 74.9768 |
| 22 | UGAEastern Africa | 70.64 | 65.132 | 76.9874 |
| 23 | GEOWestern Asia | 69.38 | 69.827 | 68.8562 |
| 24 | NAMSouthern Africa | 67.62 | 68.220 | 66.9781 |
| 25 | KGZCentral Asia | 67.46 | 65.388 | 69.7035 |
| 26 | ZAFSouthern Africa | 67.17 | 65.083 | 69.5625 |
| 27 | GABMiddle Africa | 66.52 | 61.975 | 70.8320 |
| 28 | MNESouthern Europe | 64.34 | 59.254 | 69.7264 |
| 29 | MUSEastern Africa | 64.04 | 58.831 | 69.3277 |
| 30 | ROUEastern Europe | 63.61 | 62.400 | 64.9230 |
| 31 | VNMSouth-eastern Asia | 62.38 | 61.401 | 63.4037 |
| 32 | BIHSouthern Europe | 62.07 | 58.494 | 65.8396 |
| 33 | SWZSouthern Africa | 61.22 | 61.805 | 60.4562 |
| 34 | ARMWestern Asia | 60.58 | 58.807 | 62.7773 |
| 35 | CRICentral America | 60.46 | 55.613 | 65.4599 |
| 36 | OMNWestern Asia | 60.44 | 59.211 | 61.0325 |
| 37 | CMRMiddle Africa | 59.64 | 51.659 | 68.1217 |
| 38 | LSOSouthern Africa | 58.35 | 57.737 | 59.0800 |
| 39 | TZAEastern Africa | 57.14 | 52.939 | 61.8638 |
| 40 | BWASouthern Africa | 56.95 | 54.325 | 60.1064 |
| 41 | CIVWestern Africa | 56.47 | 52.480 | 60.3424 |
| 42 | PRYSouth America | 55.47 | 55.111 | 55.8492 |
| 43 | NGAWestern Africa | 54.48 | 45.869 | 63.0815 |
| 44 | COGMiddle Africa | 54.17 | 48.568 | 59.7639 |
| 45 | TGOWestern Africa | 53.10 | 39.822 | 66.9010 |
| 46 | DOMCaribbean | 52.53 | 49.550 | 55.6110 |
| 47 | PANCentral America | 52.08 | 48.733 | 55.6105 |
| 48 | MLIWestern Africa | 51.77 | 42.512 | 61.3268 |
| 49 | PERSouth America | 51.71 | 46.565 | 56.9236 |
| 50 | AZEWestern Asia | 51.59 | 40.684 | 63.1114 |
| 51 | BLZCentral America | 51.16 | 45.488 | 57.4615 |
| 52 | MOZEastern Africa | 50.51 | 41.209 | 59.8857 |
| 53 | MDAEastern Europe | 50.46 | 49.090 | 52.0305 |
| 54 | LBRWestern Africa | 50.19 | 43.755 | 56.6076 |
| 55 | UZBCentral Asia | 49.88 | 48.566 | 51.2905 |
| 56 | TJKCentral Asia | 49.33 | 40.318 | 58.8457 |
| 57 | COLSouth America | 49.23 | 44.765 | 54.0941 |
| 58 | MWIEastern Africa | 48.86 | 45.139 | 52.9190 |
| 59 | INDSouthern Asia | 48.46 | 42.667 | 54.1496 |
| 60 | BFAWestern Africa | 48.44 | 41.740 | 55.9739 |
| 61 | BENWestern Africa | 47.75 | 43.195 | 52.9286 |
| 62 | LKASouthern Asia | 47.26 | 40.985 | 54.3847 |
| 63 | XKXSouthern Europe | 47.14 | 45.646 | 48.7210 |
| 64 | ZWEEastern Africa | 46.70 | 43.607 | 50.2321 |
| 65 | BOLSouth America | 43.64 | 40.350 | 47.0158 |
| 66 | ECUSouth America | 43.30 | 35.642 | 51.7314 |
| 67 | IDNSouth-eastern Asia | 42.69 | 43.481 | 41.9119 |
| 68 | MEXCentral America | 41.39 | 34.535 | 48.8334 |
| 69 | PHLSouth-eastern Asia | 40.33 | 45.696 | 34.8008 |
| 70 | JORWestern Asia | 38.23 | 28.167 | 47.5275 |
| 71 | CODMiddle Africa | 37.07 | 30.310 | 43.3937 |
| 72 | SLEWestern Africa | 36.73 | 34.020 | 39.6222 |
| 73 | EGYNorthern Africa | 36.33 | 31.549 | 41.0040 |
| 74 | ALBSouthern Europe | 35.31 | 32.030 | 38.9008 |
| 75 | BGDSouthern Asia | 33.95 | 23.388 | 44.8143 |
| 76 | KHMSouth-eastern Asia | 32.30 | 29.815 | 35.1421 |
| 77 | MARNorthern Africa | 31.99 | 23.018 | 41.4666 |
| 78 | GINWestern Africa | 31.77 | 26.461 | 37.0833 |
| 79 | HNDCentral America | 30.05 | 21.044 | 41.1880 |
| 80 | COMEastern Africa | 28.33 | 22.677 | 34.8033 |
| 81 | NPLSouthern Asia | 28.07 | 21.786 | 35.0244 |
| 82 | SLVCentral America | 27.96 | 23.122 | 34.0599 |
| 83 | GMBWestern Africa | 27.71 | 23.945 | 31.7731 |
| 84 | LAOSouth-eastern Asia | 26.53 | 30.841 | 22.2157 |
| 85 | IRQWestern Asia | 24.98 | 15.554 | 33.7952 |
| 86 | PAKSouthern Asia | 24.64 | 8.780 | 40.1055 |
| 87 | MRTWestern Africa | 24.38 | 21.155 | 28.0017 |
| 88 | TUNNorthern Africa | 23.68 | 12.963 | 34.8618 |
| 89 | LBYNorthern Africa | 23.47 | 16.352 | 30.4920 |
| 90 | GTMCentral America | 22.58 | 18.371 | 27.2118 |
| 91 | MDGEastern Africa | 21.74 | 17.000 | 26.8862 |
| 92 | PSEWestern Asia | 20.83 | 12.666 | 28.7798 |
| 93 | ETHEastern Africa | 20.66 | 15.715 | 25.9277 |
| 94 | LBNWestern Asia | 20.25 | 13.671 | 27.0715 |
| 95 | TCDMiddle Africa | 18.04 | 16.688 | 19.4643 |
| 96 | NICCentral America | 16.39 | 15.412 | 17.4831 |
| 97 | DZANorthern Africa | 13.09 | 5.968 | 19.9509 |
| 98 | NERWestern Africa | 12.26 | 9.571 | 15.1259 |
02In 2024
At either end
The 5 countries at each end of the headline, then the highest and lowest on each other measure.
A higher value is the better result. The middle country reads 51.65. “Shared” marks a value another country also holds.
Each measure’s ends
032021 → 2024
Since 2021
- +19 / −44countries joined / left
- 79values changed, of 79 in both
- 55 · 24rose · fell
- 0unchanged
Rose most
Kyrgyzstan39.43 → 67.46+28.03
Zambia46.45 → 71.16+24.71
Nigeria33.74 → 54.48+20.74
Senegal53.02 → 73.48+20.46
Tajikistan33.13 → 49.33+16.20
Fell most
Algeria33.74 → 13.09−20.65
Mauritius80.11 → 64.04−16.07
South Africa80.81 → 67.17−13.63
Bolivia55.45 → 43.64−11.82
Bangladesh45.26 → 33.95−11.32
Changes in value, not in places: a country’s place also moves when others do.
04Caveats
Read before you use
Nothing missing
Every one of the 98 countries has every column.
05The files
Download and cite
- .csv
For a spreadsheet or code
98 rows · 7.6 KB · UTF-8, opens in Excel
Opens with 11 lines of source notes; the table starts on row 13.
Download digital-payments-2024-nations-inquiry.csv - ↗
The publisher’s original
World Bank Group’s own file, on its own site.
WB_FINDEX_WIDEF.csv
What this site changed: Reshaped to one row per country, with its ISO code; no value recalculated, rescaled or rounded. In full
Licence: CC BY 4.0 · what it allows, in plain words
Cite this edition
World Bank Group (2024). Made or Received a Digital Payment, 2024 [data set], describing 2024. As held by Nations Inquiry, https://nationsinquiry.com/datasets/digital-payments/2024
064 held
Other years
‹ The year before
Made or Received a Digital Payment, 2021123 countries
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This is the newest year; the next will get a page of its own.
All of them
Made or Received a Digital Payment: every year4 held, with the data dictionary, coverage and licence.
How it has moved, charted by country