Dataset · World Bank Group

Saved at a Financial Institution or with Mobile Money

5 years, 2011–2024 · 98 countries · 3 measures

This is the share of adults who put money aside in a bank, a similar financial institution or a mobile money account in the past year, from the World Bank's Global Findex survey. Saving formally keeps money safer than cash at home and is one of the ways an account starts to matter in someone's life.

This site holds every year from 2011 to 2024, read from World Bank Group’s own data and stored exactly as published.

Open Saved at a Financial Institution or with Mobile Money, 2024 Download all 5 · CSV See it charted by country →

Saved at a Financial Institution or with Mobile Money · the file

Newest: Saved at a Financial Institution or with Mobile Money, 2024
Held: 5 years · 652 rows
Licence: CC BY 4.0

5years held
2011–2024years
652rows across every year
98countries in the newest162 across every year
3measures per country
CC BY 4.0licence

015 years

Every year

Newest first. Each opens the full table for that year, and each downloads as a CSV.

2011bar height: countries covered, up to 1452024

Every year of Saved at a Financial Institution or with Mobile Money held on this site, newest first, with its download files.
Year	Countries	Change	Read	Download
Saved at a Financial Institution or with Mobile Money, 2024Newest	98	+19 −44	September 29, 2026	CSV
Saved at a Financial Institution or with Mobile Money, 2021	123	+3 −25	September 29, 2026	CSV
Saved at a Financial Institution or with Mobile Money, 2017	145	+12 −9	September 29, 2026	CSV
Saved at a Financial Institution or with Mobile Money, 2014	142	+11 −13	September 29, 2026	CSV
Saved at a Financial Institution or with Mobile Money, 2011	144	—	September 29, 2026	CSV

Every year in one file, one row per country per year: formal-saving-all-editions-nations-inquiry.csv

025 columns

What’s in the file

Every column, what it holds, how it is stored and what its values look like — what a reader needs before opening the file.

Every column in the newest file of Saved at a Financial Institution or with Mobile Money: what it holds, how it is stored, and its range.
Column	What it holds	Stored as	Range, 2024	Distinct	Empty
Country`country`Name	The country’s name, as this file spells it.	Text	—	98	0
ISO Code`country_code`Identifier	The ISO 3166-1 alpha-3 code, added by this site. Every table here joins on it.	Text · 3 letters	—	98	0
Adults who saved at a financial institution or with mobile money in the past year (%)`formal_saving`Headline	The headline figure: Adults who saved at a financial institution or with mobile money in the past year (% of population aged 15+).	Number · up to 16 decimals	3.159Lebanon67.198Ghanamiddle 25.417	98	0
Female`female`Women	The same measure, for women.	Number · up to 16 decimals	3.3293Pakistan65.8796Chinamiddle 21.5753	91	7
Male`male`Men	The same measure, for men.	Number · up to 15 decimals	11.39Armenia73.98Ghanamiddle 30.59	91	7

Profiled from the newest file. Range: the lowest and highest value, with the country holding it when only one does. Spread: countries in ten equal steps from lowest to highest. A higher value is the better result.

03162 countries across every year

Who is covered

How many countries each year holds, continent by continent, who joined and who left, and which places this site covers that the dataset never has.

All regions

Countries in each year of Saved at a Financial Institution or with Mobile Money, by continent.
	2011	2014	2017	2021	2024
Africa	38	37	40	29	40
Americas	23	23	22	19	17
Asia	44	41	42	36	29
Europe	37	39	39	37	12
Oceania	2	2	2	2	0
All	144	142	145	123	98

Who joined and who left

2024
+ Azerbaijan+ Belize+ Botswana+ DR Congo+ Comoros+ Ethiopia+ Gambia+ Guatemala+ Libya+ Lesotho+ Madagascar+ Mexico+ Montenegro+ Mauritania+ Niger+ Oman+ Eswatini+ Chad+ Vietnam− Afghanistan− United Arab Emirates− Australia− Austria− Belgium− Canada− Switzerland− Chile− Cyprus− Czechia− Germany− Denmark− Spain− Estonia− Finland− France− United Kingdom− Greece− Hong Kong− Hungary− Ireland− Iceland− Israel− Italy− Jamaica− Japan− South Korea− Lithuania− Latvia− Malta− Myanmar− Netherlands− Norway− New Zealand− Portugal− Russia− Singapore− South Sudan− Slovakia− Slovenia− Sweden− Taiwan− Uruguay− United States
2021
+ Iceland+ Jamaica+ Morocco− Azerbaijan− Bahrain− Belarus− Botswana− Central African Republic− DR Congo− Ethiopia− Gambia− Guatemala− Haiti− Kuwait− Libya− Lesotho− Luxembourg− Madagascar− Maldives− Mexico− Montenegro− Mauritania− Niger− Rwanda− Chad− Turkmenistan− Trinidad and Tobago− Vietnam
2017
+ Central African Republic+ Gambia+ Laos+ Liberia+ Libya+ Lesotho+ Maldives+ Mozambique+ Paraguay+ South Sudan+ Turkmenistan+ Trinidad and Tobago− Angola− Burundi− Belize− Bhutan− Jamaica− Puerto Rico− Sudan− Somalia− Yemen
2014
+ Belize+ Bhutan+ Switzerland+ Côte d’Ivoire+ Ethiopia+ Myanmar+ Namibia+ Norway+ Puerto Rico+ Somalia+ Tunisia− Central African Republic− Comoros− Djibouti− Laos− Liberia− Lesotho− Oman− Paraguay− Qatar− Eswatini− Syria− Turkmenistan− Trinidad and Tobago

Not in this dataset · 63 places this site covers

World Bank Group gives no figure for these in any year held here. It is the publisher’s choice of scope, and each place’s profile shows what is measured.

04Provenance

Where it comes from

The path from the publisher to this page, and what was checked and changed on the way.

The site’s method

1 · Publisher
World Bank Group
worldbank.org
2 · Their file
Saved at a Financial Institution or with Mobile Money 2024
WB_FINDEX_WIDEF.csv
3 · Read by this site
September 29, 2026
Imported by a script that parses each figure and writes it down unrounded.
4 · Stored as
5 files, one per year
Each downloads as a CSV, or every year together as formal-saving-all-editions-nations-inquiry.csv
5 · Used on
Its statistic page, and every profile it measures
/statistics/formal-saving

Precision

The headline is stored to 16 decimals, as published.

Rounded by this site

Never. Tables on screen may show fewer decimals; the files never do.

Changed by this site

Reshaped into one row per country: regional and income-group totals are left out, only the columns listed are kept, each row gets its ISO 3166 code, and some country names are brought to one spelling. No value is recalculated, rescaled or rounded.

From World Bank Data360 (Global Findex, WB_FINDEX_FIN17A1), the Bank's own figures for adults aged 15 and over. Economies surveyed in 2022, whose fieldwork for the 2021 wave ran late, are left out.

05Reuse

Licence and credit

What the publisher’s licence lets you do, what it asks of you, and a credit line and citation ready to copy.

Every publisher’s terms

Licence · checked September 29, 2026

CC BY 4.0

Share and redistribute it
Adapt it and build on it
Use it commercially
Credit the publisher
Say what you changed

Share, adapt and use commercially. Credit the publisher and say if you changed anything.

A credit line

Source: World Bank Group, Saved at a Financial Institution or with Mobile Money, via Nations Inquiry.

Cite this dataset

World Bank Group. Saved at a Financial Institution or with Mobile Money, 2011–2024 [data set]. As held by Nations Inquiry, https://nationsinquiry.com/datasets/formal-saving

The publisher’s own citation: World Bank. The Global Findex Database. Washington, DC: World Bank Group.

Plain-language summary, not legal advice. The licence text is what binds.

06Where it is used

Around the site

Where these numbers appear on this site, and the datasets nearest to it.

Charted
Saved at a Financial Institution or with Mobile Money by country
Who is highest, the map, the spread, who rose and fell, and the records.
Subjects
- Money & Public Finance
Near neighbours
- Account Ownership at a Financial InstitutionWorld Bank Group · 5 held · 2011–2024
- Firms with a Bank Loan or Line of CreditWorld Bank Group · 1 held · 2025
- Inflation, GDP DeflatorWorld Bank Group · 65 held · 1961–2025

07Questions