Data for 2021
Saved at a Financial Institution or with Mobile Money, 2021
Figures for 2021, as World Bank Group published them · stored as published, never rewritten
This is the share of adults who put money aside in a bank, a similar financial institution or a mobile money account in the past year, from the World Bank's Global Findex survey. Saving formally keeps money safer than cash at home and is one of the ways an account starts to matter in someone's life.
Saved at a Financial Institution or with Mobile Money, 2021 covers 123 countries on 3 measures. Norway is highest, at 80.93; Afghanistan is lowest, at 1.34. The middle country reads 21.85. Against 2017, 120 values changed (84 up, 36 down), 3 countries joined, 25 left.
Saved at a Financial Institution or with Mobile Money · Data for 2021
HighestNorway
80.93LowestAfghanistan
1.34Shaded by value in five groups of equal size, darkest at the better end.
01Position · derived
The table
Every country and every column of Saved at a Financial Institution or with Mobile Money, 2021, as published. World Bank Group ranks nobody on this measure; the position is derived here by ordering the published values. “=” marks a shared position.
Showing 25 of 123 countries · select a heading to sort
| derived | ||||
|---|---|---|---|---|
| 1 | NORNorthern Europe | 80.93 | 83.87 | 78.12 |
| 2 | SWENorthern Europe | 79.74 | 78.87 | 80.57 |
| 3 | ISLNorthern Europe | 75.84 | 73.49 | 78.16 |
| 4 | NZLAustralia and New Zealand | 69.26 | 68.06 | 70.53 |
| 5 | AUSAustralia and New Zealand | 69.17 | 69.92 | 68.37 |
| 6 | TWNEastern Asia | 67.77 | 67.97 | 67.57 |
| 7 | DNKNorthern Europe | 67.29 | 68.95 | 65.67 |
| 8 | AUTWestern Europe | 66.67 | 69.95 | 63.20 |
| 9 | NLDWestern Europe | 65.73 | 62.20 | 69.38 |
| 10 | USANorthern America | 64.94 | 63.00 | 66.91 |
| 11 | CANNorthern America | 63.91 | 60.25 | 67.69 |
| 12 | JPNEastern Asia | 63.83 | 63.06 | 64.64 |
| 13 | IRLNorthern Europe | 63.46 | 62.41 | 64.55 |
| 14 | FINNorthern Europe | 62.04 | 62.97 | 61.08 |
| 15 | ESTNorthern Europe | 61.78 | 62.71 | 60.69 |
| 16 | GBRNorthern Europe | 60.98 | 61.38 | 60.56 |
| 17 | SGPSouth-eastern Asia | 60.47 | 59.54 | 61.47 |
| 18 | CZEEastern Europe | 59.77 | 56.37 | 63.30 |
| 19 | HKGEastern Asia | 59.48 | 56.77 | 62.76 |
| 20 | KOREastern Asia | 59.47 | 61.57 | 57.55 |
| 21 | ISRWestern Asia | 59.35 | 58.10 | 60.65 |
| 22 | SVKEastern Europe | 58.85 | 56.49 | 61.40 |
| 23 | DEUWestern Europe | 57.14 | 55.11 | 59.28 |
| 24 | BELWestern Europe | 56.95 | 53.11 | 60.94 |
| 25 | CHEWestern Europe | 56.23 | 55.71 | 56.79 |
| 26 | THASouth-eastern Asia | 54.23 | 53.45 | 55.05 |
| 27 | FRAWestern Europe | 53.70 | 53.06 | 54.40 |
| 28 | ESPSouthern Europe | 53.53 | 48.60 | 58.45 |
| 29 | MYSSouth-eastern Asia | 49.10 | 50.18 | 48.02 |
| 30 | ITASouthern Europe | 48.87 | 47.03 | 50.57 |
| 31 | LTUNorthern Europe | 46.88 | 43.99 | 50.04 |
| 32 | GHAWestern Africa | 45.80 | 36.97 | 55.08 |
| 33 | MLTSouthern Europe | 45.62 | 41.70 | 49.53 |
| 34 | KENEastern Africa | 45.01 | 39.39 | 50.94 |
| 35 | CHNEastern Asia | 44.69 | 45.69 | 43.81 |
| 36 | LVANorthern Europe | 42.87 | 40.57 | 45.60 |
| 37 | PRTSouthern Europe | 42.69 | 38.86 | 46.92 |
| 38 | ZAFSouthern Africa | 40.54 | 36.41 | 44.74 |
| 39 | SVNSouthern Europe | 39.85 | 35.65 | 44.29 |
| 40 | UGAEastern Africa | 38.63 | 35.34 | 42.38 |
| 41 | POLEastern Europe | 36.43 | 36.80 | 36.04 |
| 42 | NAMSouthern Africa | 36.26 | 32.79 | 40.23 |
| 43 | SAUWestern Asia | 35.52 | 32.75 | 37.40 |
| 44 | LKASouthern Asia | 33.91 | 31.52 | 36.49 |
| 45 | SENWestern Africa | 32.88 | 27.22 | 39.21 |
| 46 | HUNEastern Europe | 31.91 | 28.39 | 35.87 |
| 47 | CHLSouth America | 31.08 | 26.52 | 36.20 |
| 48 | MNGEastern Asia | 29.17 | 29.59 | 28.71 |
| 49 | MUSEastern Africa | 29.16 | 27.83 | 30.60 |
| 50 | ZMBEastern Africa | 28.95 | 25.30 | 33.04 |
| 51 | CYPWestern Asia | 28.10 | 24.56 | 32.09 |
| 52 | GABMiddle Africa | 27.46 | 22.81 | 32.68 |
| 53 | GRCSouthern Europe | 26.49 | 22.77 | 30.18 |
| 54 | BRASouth America | 25.37 | 20.47 | 30.04 |
| 55 | HRVSouthern Europe | 25.24 | 26.02 | 24.32 |
| 56 | JAMCaribbean | 24.72 | 24.82 | 24.61 |
| 57 | IRNSouthern Asia | 24.10 | 20.61 | 27.56 |
| 58 | CMRMiddle Africa | 23.47 | 20.45 | 26.60 |
| 59 | BGREastern Europe | 23.12 | 22.39 | 23.88 |
| 60 | TZAEastern Africa | 22.13 | 14.83 | 30.03 |
| 61 | LBRWestern Africa | 21.99 | 14.66 | 29.59 |
| 62 | CRICentral America | 21.85 | 17.51 | 26.45 |
| 63 | MWIEastern Africa | 21.26 | 16.76 | 26.23 |
| 64 | PHLSouth-eastern Asia | 20.77 | 16.65 | 25.17 |
| 65 | BOLSouth America | 20.65 | 17.08 | 23.94 |
| 66 | IDNSouth-eastern Asia | 20.50 | 18.89 | 22.18 |
| 67 | COGMiddle Africa | 20.33 | 18.60 | 22.12 |
| 68 | CIVWestern Africa | 19.54 | 14.12 | 24.93 |
| 69 | KAZCentral Asia | 19.11 | 19.34 | 18.85 |
| 70 | SRBSouthern Europe | 18.93 | 14.36 | 23.63 |
| 71 | RUSEastern Europe | 18.82 | 16.30 | 21.78 |
| 72 | ROUEastern Europe | 18.70 | 14.34 | 23.30 |
| 73 | BIHSouthern Europe | 18.66 | 14.63 | 22.87 |
| 74 | MLIWestern Africa | 18.65 | 16.80 | 20.61 |
| 75 | TGOWestern Africa | 18.41 | 16.78 | 20.14 |
| 76 | NGAWestern Africa | 17.92 | 12.62 | 23.12 |
| 77 | LAOSouth-eastern Asia | 17.21 | 18.75 | 15.57 |
| 78 | MOZEastern Africa | 16.97 | 10.54 | 23.81 |
| 79 | NPLSouthern Asia | 16.76 | 15.42 | 18.28 |
| 80 | DZANorthern Africa | 16.05 | 13.72 | 18.34 |
| 81 | BFAWestern Africa | 15.93 | 10.66 | 21.99 |
| 82 | PERSouth America | 15.27 | 11.17 | 19.69 |
| 83 | PANCentral America | 15.10 | 14.18 | 16.08 |
| 84 | URYSouth America | 15.09 | 13.30 | 17.08 |
| 85 | MKDSouthern Europe | 14.85 | 13.42 | 16.26 |
| 86 | TUNNorthern Africa | 14.79 | 11.48 | 18.17 |
| 87 | ARGSouth America | 14.35 | 10.85 | 17.74 |
| 88 | INDSouthern Asia | 14.09 | 12.74 | 15.35 |
| 89 | COLSouth America | 13.48 | 12.00 | 15.09 |
| 90 | DOMCaribbean | 13.15 | 9.91 | 16.47 |
| 91 | ECUSouth America | 13.10 | 8.04 | 18.30 |
| 92 | GINWestern Africa | 12.92 | 8.32 | 17.54 |
| 93 | MMRSouth-eastern Asia | 12.83 | 12.51 | 13.16 |
| 94 | BENWestern Africa | 12.66 | 6.83 | 18.98 |
| 95 | ZWEEastern Africa | 12.03 | 10.03 | 14.15 |
| 96 | HNDCentral America | 11.46 | 7.27 | 16.44 |
| 97 | SLEWestern Africa | 11.08 | 6.47 | 16.16 |
| 98 | AREWestern Asia | 10.77 | 4.11 | 13.23 |
| 99 | UKREastern Europe | 10.54 | 8.28 | 13.31 |
| 100 | VENSouth America | 10.43 | 6.04 | 14.76 |
| 101 | XKXSouthern Europe | 10.33 | 8.16 | 12.56 |
| 102 | TURWestern Asia | 9.78 | — | — |
| 103 | ALBSouthern Europe | 9.66 | — | — |
| 104 | GEOWestern Asia | 8.54 | — | — |
| 105 | SLVCentral America | 8.41 | — | — |
| 106 | MDAEastern Europe | 8.04 | — | — |
| 107 | MARNorthern Africa | 7.65 | — | — |
| 108 | KGZCentral Asia | 7.39 | — | — |
| 109 | PRYSouth America | 7.36 | — | — |
| 110 | ARMWestern Asia | 7.32 | — | — |
| 111 | NICCentral America | 7.26 | — | — |
| 112 | BGDSouthern Asia | 7.25 | — | — |
| 113 | PSEWestern Asia | 7.04 | — | — |
| 114 | KHMSouth-eastern Asia | 6.67 | — | — |
| 115 | JORWestern Asia | 4.28 | — | — |
| 116 | EGYNorthern Africa | 4.24 | — | — |
| 117 | PAKSouthern Asia | 2.83 | — | — |
| 118 | UZBCentral Asia | 2.64 | — | — |
| 119 | LBNWestern Asia | 2.59 | — | — |
| 120 | IRQWestern Asia | 2.16 | — | — |
| 121 | TJKCentral Asia | 1.84 | — | — |
| 122 | SSDEastern Africa | 1.72 | — | — |
| 123 | AFGSouthern Asia | 1.34 | — | — |
02In 2021
At either end
The 5 countries at each end of the headline, then the highest and lowest on each other measure.
Highest
- 1
Norway80.93
- 2
Sweden79.74
- 3
Iceland75.84
- 4
New Zealand69.26
- 5
Australia69.17
Lowest
- 123
Afghanistan1.34
- 122
South Sudan1.72
- 121
Tajikistan1.84
- 120
Iraq2.16
- 119
Lebanon2.59
A higher value is the better result. The middle country reads 21.85. “Shared” marks a value another country also holds.
Each measure’s ends
Female
Highest
Norway83.87
Lowest
United Arab Emirates4.11
Middle country: 25.30
Male
Highest
Sweden80.57
Lowest
Kosovo12.56
Middle country: 30.60
032017 → 2021
Since 2017
- +3 / −25countries joined / left
- 120values changed, of 120 in both
- 84 · 36rose · fell
- 0unchanged
Rose most
Ghana16.19 → 45.80+29.60
Uganda12.70 → 38.63+25.93
Senegal7.29 → 32.88+25.59
Saudi Arabia14.33 → 35.52+21.19
South Africa22.09 → 40.54+18.45
Fell most
Lebanon21.15 → 2.59−18.57
United Arab Emirates28.67 → 10.77−17.90
Türkiye22.88 → 9.78−13.10
Croatia35.79 → 25.24−10.56
Tajikistan11.29 → 1.84−9.45
Changes in value, not in places: a country’s place also moves when others do.
04Caveats
Read before you use
44 empty cells
An empty cell means the publisher gave no figure. It is never a zero.
05The files
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- .csv
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123 rows · 8.6 KB · UTF-8, opens in Excel
Opens with 11 lines of source notes; the table starts on row 13.
Download formal-saving-2021-nations-inquiry.csv - ↗
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World Bank Group’s own file, on its own site.
WB_FINDEX_WIDEF.csv
What this site changed: Reshaped to one row per country, with its ISO code; no value recalculated, rescaled or rounded. In full
Licence: CC BY 4.0 · what it allows, in plain words
Cite this edition
World Bank Group (2021). Saved at a Financial Institution or with Mobile Money, 2021 [data set], describing 2021. As held by Nations Inquiry, https://nationsinquiry.com/datasets/formal-saving/2021
065 held
Other years
‹ The year before
Saved at a Financial Institution or with Mobile Money, 2017145 countries
The year after ›
Saved at a Financial Institution or with Mobile Money, 202498 countries
All of them
Saved at a Financial Institution or with Mobile Money: every year5 held, with the data dictionary, coverage and licence.
How it has moved, charted by country