Dataset · World Bank Group

Firms with a Bank Loan or Line of Credit

Firms with a Bank Loan or Line of Credit, 2025 compilation · 179 countries

This is the share of private firms that hold a loan or a line of credit from a bank. Where account ownership asks whether adults can reach a bank, this asks whether businesses can borrow from one — the credit a firm needs to invest, hire and ride out a bad season.

This site holds one edition, Firms with a Bank Loan or Line of Credit, 2025 compilation, read from World Bank Group’s own data and stored exactly as published.

Open Firms with a Bank Loan or Line of Credit, 2025 compilation Download CSV See it charted by country →

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Firms with a Bank Loan or Line of Credit · the file

Newest: Firms with a Bank Loan or Line of Credit, 2025 compilation
Held: 1 edition · 179 rows
Licence: CC BY 4.0

1edition held
2025editions, by release
—readings from many years
179countries in the newest
1measure
CC BY 4.0licence

01One edition

Every edition

Newest first. Each opens the full table for that edition, and each downloads as a CSV.

Every edition of Firms with a Bank Loan or Line of Credit held on this site, newest first, with its download files.
Edition	Countries	Change	Read	Download
Firms with a Bank Loan or Line of Credit, 2025 compilation	179	—	September 26, 2026	CSV

Every edition in one file, one row per country per edition: firms-bank-loan-all-editions-nations-inquiry.csv

024 columns

What’s in the file

Every column, what it holds, how it is stored and what its values look like — what a reader needs before opening the file.

Every column in the newest file of Firms with a Bank Loan or Line of Credit: what it holds, how it is stored, and its range.
Column	What it holds	Stored as	Range, 2025	Distinct
Country`country`Name	The country’s name, as this file spells it.	Text	—	179
ISO Code`country_code`Identifier	The ISO 3166-1 alpha-3 code, added by this site. Every table here joins on it.	Text · 3 letters	—	179
Reference year`reference_year`Reading year	The year this country’s reading describes. Readings from different years sit side by side.	Year	—	14
Firms with a bank loan or line of credit (%)`firms_bank_loan`Headline	The headline figure: Firms with a bank loan or line of credit (%).	Number · up to 9 decimals	2.1131Pakistan88.5178Israelmiddle 35.9521	179

Profiled from the newest file. Range: the lowest and highest value, with the country holding it when only one does. Spread: countries in ten equal steps from lowest to highest. A higher value is the better result.

03179 countries across every edition

Who is covered

How many countries each edition holds, continent by continent, who joined and who left, and which places this site covers that the dataset never has.

All regions

Countries in each edition of Firms with a Bank Loan or Line of Credit, by continent.
	2025
Africa	52
Americas	33
Asia	44
Europe	40
Oceania	10
All	179

One edition, covering 179 countries.

Not in this dataset · 46 places this site covers

World Bank Group gives no figure for these in any edition held here. It is the publisher’s choice of scope, and each place’s profile shows what is measured.

04Provenance

Where it comes from

The path from the publisher to this page, and what was checked and changed on the way.

The site’s method

1 · Publisher
World Bank Group
enterprisesurveys.org
2 · Their file
Firms with a Bank Loan or Line of Credit 2025
IC.FRM.BNKL.ZS
3 · Read by this site
September 26, 2026
Imported by a script that parses each figure and writes it down unrounded.
4 · Stored as
1 file, one per edition
It downloads as a CSV: firms-bank-loan-all-editions-nations-inquiry.csv
5 · Used on
Its statistic page, and every profile it measures
/statistics/firms-bank-loanA key for Economy & Innovation in the Country Index.

Precision

The headline is stored to 9 decimals, as published.

Rounded by this site

Never. Tables on screen may show fewer decimals; the files never do.

Changed by this site

Reshaped into one row per country: regional and income-group totals are left out, only the columns listed are kept, each row gets its ISO 3166 code, and some country names are brought to one spelling. No value is recalculated, rescaled or rounded.

World Bank Enterprise Surveys via its indicator API (IC.FRM.BNKL.ZS). Taken as one reading per country, because each economy is surveyed only every few years.

05Reuse

Licence and credit

What the publisher’s licence lets you do, what it asks of you, and a credit line and citation ready to copy.

Every publisher’s terms

Licence · checked September 26, 2026

CC BY 4.0

Share and redistribute it
Adapt it and build on it
Use it commercially
Credit the publisher
Say what you changed

Share, adapt and use commercially. Credit the publisher and say if you changed anything.

A credit line

Source: World Bank Group, Firms with a Bank Loan or Line of Credit, via Nations Inquiry.

Cite this dataset

World Bank Group. Firms with a Bank Loan or Line of Credit, Firms with a Bank Loan or Line of Credit, 2025 compilation [data set]. As held by Nations Inquiry, https://nationsinquiry.com/datasets/firms-bank-loan

The publisher’s own citation: World Bank. Enterprise Surveys. Washington, DC: World Bank Group.

Plain-language summary, not legal advice. The licence text is what binds.

06Questions