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Dataset · World Bank Group
Firms with a Bank Loan or Line of Credit
Firms with a Bank Loan or Line of Credit, 2025 compilation · 179 countries
This is the share of private firms that hold a loan or a line of credit from a bank. Where account ownership asks whether adults can reach a bank, this asks whether businesses can borrow from one — the credit a firm needs to invest, hire and ride out a bad season.
This site holds one edition, Firms with a Bank Loan or Line of Credit, 2025 compilation, read from World Bank Group’s own data and stored exactly as published.
Firms with a Bank Loan or Line of Credit · the file
- Newest
- Firms with a Bank Loan or Line of Credit, 2025 compilation
- Held
- 1 edition · 179 rows
- Licence
- CC BY 4.0
01One edition
Every edition
Newest first. Each opens the full table for that edition, and each downloads as a CSV.
| Edition | Countries | Change | Read | Download |
|---|---|---|---|---|
| Firms with a Bank Loan or Line of Credit, 2025 compilation | 179 | — | September 26, 2026 | CSV |
Every edition in one file, one row per country per edition: firms-bank-loan-all-editions-nations-inquiry.csv
024 columns
What’s in the file
Every column, what it holds, how it is stored and what its values look like — what a reader needs before opening the file.
| Column | What it holds | Stored as | Range, 2025 | Distinct | Empty | Spread |
|---|---|---|---|---|---|---|
CountrycountryName | The country’s name, as this file spells it. | Text | — | 179 | 0 | |
ISO Codecountry_codeIdentifier | The ISO 3166-1 alpha-3 code, added by this site. Every table here joins on it. | Text · 3 letters | — | 179 | 0 | |
Reference yearreference_yearReading year | The year this country’s reading describes. Readings from different years sit side by side. | Year | — | 14 | 0 | |
Firms with a bank loan or line of credit (%)firms_bank_loanHeadline | The headline figure: Firms with a bank loan or line of credit (%). | Number · up to 9 decimals | 2.1131 Pakistan88.5178 Israelmiddle 35.9521 | 179 | 0 |
Profiled from the newest file. Range: the lowest and highest value, with the country holding it when only one does. Spread: countries in ten equal steps from lowest to highest. A higher value is the better result.
03179 countries across every edition
Who is covered
How many countries each edition holds, continent by continent, who joined and who left, and which places this site covers that the dataset never has.
| 2025 | |
|---|---|
| Africa | 52 |
| Americas | 33 |
| Asia | 44 |
| Europe | 40 |
| Oceania | 10 |
| All | 179 |
One edition, covering 179 countries.
Not in this dataset · 45 places this site covers
World Bank Group gives no figure for these in any edition held here. It is the publisher’s choice of scope, and each place’s profile shows what is measured.
Algeria
American Samoa
Andorra
Anguilla
Aruba
Bermuda
British Virgin Islands
Cayman IslandsChannel Islands
Cook Islands
Cuba
Curaçao
Faroe Islands
French Polynesia
Gibraltar
Greenland
Guam
Haiti
Iran
Isle of Man
Libya
Liechtenstein
Macau
Marshall Islands
Monaco
Montserrat
Nauru
New Caledonia
Niue
North Korea
Northern Mariana Islands
Oman
Palau
Puerto Rico
Saint Martin
San Marino
Sint MaartenSomaliland
Syria
Taiwan
Turks and Caicos Islands
Tuvalu
United Arab Emirates
United States Virgin Islands
Vatican City04Provenance
Where it comes from
The path from the publisher to this page, and what was checked and changed on the way.
1 · Publisher
World Bank Group
2 · Their file
Firms with a Bank Loan or Line of Credit 2025
3 · Read by this site
September 26, 2026
Imported by a script that parses each figure and writes it down unrounded.4 · Stored as
1 file, one per edition
It downloads as a CSV: firms-bank-loan-all-editions-nations-inquiry.csv5 · Used on
Its statistic page, and every profile it measures
/statistics/firms-bank-loanA key for Economy & Innovation in the Country Index.
Precision
The headline is stored to 9 decimals, as published.
Rounded by this site
Never. Tables on screen may show fewer decimals; the files never do.
Changed by this site
Reshaped into one row per country: regional and income-group totals are left out, only the columns listed are kept, each row gets its ISO 3166 code, and some country names are brought to one spelling. No value is recalculated, rescaled or rounded.
World Bank Enterprise Surveys via its indicator API (IC.FRM.BNKL.ZS). Taken as one reading per country, because each economy is surveyed only every few years.
05Reuse
Licence and credit
What the publisher’s licence lets you do, what it asks of you, and a credit line and citation ready to copy.
Licence · checked September 26, 2026
- Share and redistribute it
- Adapt it and build on it
- Use it commercially
- Credit the publisher
- Say what you changed
Share, adapt and use commercially. Credit the publisher and say if you changed anything.
A credit line
Source: World Bank Group, Firms with a Bank Loan or Line of Credit, via Nations Inquiry.
Cite this dataset
World Bank Group. Firms with a Bank Loan or Line of Credit, Firms with a Bank Loan or Line of Credit, 2025 compilation [data set]. As held by Nations Inquiry, https://nationsinquiry.com/datasets/firms-bank-loan
The publisher’s own citation: World Bank. Enterprise Surveys. Washington, DC: World Bank Group.
Plain-language summary, not legal advice. The licence text is what binds.
06Where it is used
Around the site
Where these numbers appear on this site, and the datasets nearest to it.
Charted
Firms with a Bank Loan or Line of Credit by countryWho is highest, the map, the spread, who rose and fell, and the records.
In the Country Index
A key for Economy & Innovation
“Whether businesses can borrow from the formal financial system — the firm-level counterpart to adults holding a bank account.”
Economy & Innovation standingsSubjects
Near neighbours
- GDP per Capita (PPP)World Bank Group · 36 held · 1990–2025
- Economic Complexity IndexGrowth Lab at Harvard University · 30 held · 1995–2024
- ICT Goods ExportsUNCTAD · 25 held · 2000–2024
07Questions
Firms with a Bank Loan or Line of Credit: questions and answers
What is the Firms with a Bank Loan or Line of Credit?
This is the share of private firms that hold a loan or a line of credit from a bank. Where account ownership asks whether adults can reach a bank, this asks whether businesses can borrow from one — the credit a firm needs to invest, hire and ride out a bad season.
Which editions of the Firms with a Bank Loan or Line of Credit can I download?
One: Firms with a Bank Loan or Line of Credit, 2025 compilation, as a CSV file.
Does World Bank Group rank countries on it?
No. World Bank Group publishes values only. The positions shown on this site are derived by ordering the published values, and are labelled as ours.
Can I use it commercially?
Yes, under CC BY 4.0, with credit to World Bank Group. The licence text is linked on this page.