Dataset · World Bank Group
Account Ownership at a Financial Institution
5 years, 2011–2024 · 139 countries
Account ownership is the World Bank’s headline measure of financial inclusion: the share of adults who hold an account at a bank or other financial institution, or who used a mobile-money service in the past year. It comes from the Global Findex survey, run roughly every three years.
This site holds every year from 2011 to 2024, read from World Bank Group’s own data and stored exactly as published.
Account Ownership at a Financial Institution · the file
- Newest
- Account Ownership at a Financial Institution, 2024
- Held
- 5 years · 689 rows
- Licence
- CC BY 4.0
015 years
Every year
Newest first. Each opens the full table for that year, and each downloads as a CSV.
| Year | Countries | Change | Read | Download |
|---|---|---|---|---|
| Account Ownership at a Financial Institution, 2024Newest | 139 | +22 −5 | September 6, 2026 | CSV |
| Account Ownership at a Financial Institution, 2021 | 122 | +3 −25 | September 6, 2026 | CSV |
| Account Ownership at a Financial Institution, 2017 | 144 | +12 −9 | September 6, 2026 | CSV |
| Account Ownership at a Financial Institution, 2014 | 141 | +11 −13 | September 6, 2026 | CSV |
| Account Ownership at a Financial Institution, 2011 | 143 | — | September 6, 2026 | CSV |
Every year in one file, one row per country per year: account-ownership-all-editions-nations-inquiry.csv
023 columns
What’s in the file
Every column, what it holds, how it is stored and what its values look like — what a reader needs before opening the file.
| Column | What it holds | Stored as | Range, 2024 | Distinct | Empty | Spread |
|---|---|---|---|---|---|---|
CountrycountryName | The country’s name, as this file spells it. | Text | — | 139 | 0 | |
ISO Codecountry_codeIdentifier | The ISO 3166-1 alpha-3 code, added by this site. Every table here joins on it. | Text · 3 letters | — | 139 | 0 | |
Adults with an account (%)account_ownershipHeadline | The headline figure: Adults with an account (% of population aged 15+). | Number · up to 13 decimals | 14.83 Niger99.85 Icelandmiddle 72.83 | 139 | 0 |
Profiled from the newest file. Range: the lowest and highest value, with the country holding it when only one does. Spread: countries in ten equal steps from lowest to highest. A higher value is the better result.
03161 countries across every year
Who is covered
How many countries each year holds, continent by continent, who joined and who left, and which places this site covers that the dataset never has.
| 2011 | 2014 | 2017 | 2021 | 2024 | |
|---|---|---|---|---|---|
| Africa | 38 | 37 | 40 | 29 | 40 |
| Americas | 23 | 23 | 22 | 19 | 22 |
| Asia | 43 | 40 | 41 | 35 | 37 |
| Europe | 37 | 39 | 39 | 37 | 38 |
| Oceania | 2 | 2 | 2 | 2 | 2 |
| All | 143 | 141 | 144 | 122 | 139 |
Who joined and who left
- 2024
+ Azerbaijan
+ Bahrain
+ Belize
+ Botswana
+ DR Congo
+ Comoros
+ Ethiopia
+ Gambia
+ Guatemala
+ Kuwait
+ Libya
+ Lesotho
+ Madagascar
+ Mexico
+ Montenegro
+ Mauritania+ Niger
+ Oman
+ Eswatini
+ Chad
+ Trinidad and Tobago
+ Vietnam
− Afghanistan
− United Arab Emirates
− Jamaica
− Myanmar
− South Sudan - 2021+ Iceland+ Jamaica
+ Morocco− Azerbaijan− Bahrain
− Belarus− Botswana
− Central African Republic− DR Congo− Ethiopia− Gambia− Guatemala
− Haiti− Kuwait− Libya− Lesotho
− Luxembourg− Madagascar
− Maldives− Mexico− Montenegro− Mauritania− Niger
− Rwanda− Chad
− Turkmenistan− Trinidad and Tobago− Vietnam - 2017+ Central African Republic+ Gambia
+ Laos
+ Liberia+ Libya+ Lesotho+ Maldives
+ Mozambique
+ Paraguay+ South Sudan+ Turkmenistan+ Trinidad and Tobago
− Angola
− Burundi− Belize
− Bhutan− Jamaica
− Puerto Rico
− Sudan
− Somalia
− Yemen - 2014+ Belize+ Bhutan
+ Switzerland
+ Côte d’Ivoire+ Ethiopia+ Myanmar
+ Namibia
+ Norway+ Puerto Rico+ Somalia
+ Tunisia− Central African Republic− Comoros
− Djibouti− Laos− Liberia− Lesotho− Oman− Paraguay
− Qatar− Eswatini
− Syria− Turkmenistan− Trinidad and Tobago
Not in this dataset · 64 places this site covers
World Bank Group gives no figure for these in any year held here. It is the publisher’s choice of scope, and each place’s profile shows what is measured.
American Samoa
Andorra
Anguilla
Antigua and Barbuda
Aruba
Bahamas
Barbados
Bermuda
British Virgin Islands
Brunei
Cabo Verde
Cayman IslandsChannel Islands
Cook Islands
Cuba
Curaçao
Dominica
Equatorial Guinea
Eritrea
Faroe Islands
Fiji
French Polynesia
Gibraltar
Greenland
Grenada
Guam
Guinea-Bissau
Guyana
Isle of Man
Kiribati
Liechtenstein
Macau
Marshall Islands
Micronesia
Monaco
Montserrat
Nauru
New Caledonia
Niue
North KoreaNorthern Cyprus
Northern Mariana Islands
Palau
Papua New Guinea
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Vincent and the Grenadines
Samoa
San Marino
São Tomé and Príncipe
Seychelles
Sint Maarten
Solomon IslandsSomaliland
Suriname
Taiwan
Timor-Leste
Tonga
Turks and Caicos Islands
Tuvalu
United States Virgin Islands
Vanuatu
Vatican City04Provenance
Where it comes from
The path from the publisher to this page, and what was checked and changed on the way.
1 · Publisher
World Bank Group
2 · Their file
Account Ownership at a Financial Institution 2024
3 · Read by this site
September 6, 2026
Imported by a script that parses each figure and writes it down unrounded.4 · Stored as
5 files, one per year
Each downloads as a CSV, or every year together as account-ownership-all-editions-nations-inquiry.csv5 · Used on
Its statistic page, and every profile it measures
/statistics/account-ownershipA key for Economy & Innovation in the Country Index.
Precision
The headline is stored to 13 decimals, as published.
Rounded by this site
Never. Tables on screen may show fewer decimals; the files never do.
Changed by this site
Reshaped into one row per country: regional and income-group totals are left out, only the columns listed are kept, each row gets its ISO 3166 code, and some country names are brought to one spelling. No value is recalculated, rescaled or rounded.
Pulled from the World Bank’s indicator API (FX.OWN.TOTL.ZS). A 2022 row covering just 16 countries is skipped — a partial refresh between waves, not an edition.
05Reuse
Licence and credit
What the publisher’s licence lets you do, what it asks of you, and a credit line and citation ready to copy.
Licence · checked August 29, 2026
- Share and redistribute it
- Adapt it and build on it
- Use it commercially
- Credit the publisher
- Say what you changed
Share, adapt and use commercially. Credit the publisher and say if you changed anything.
A credit line
Source: World Bank Group, Account Ownership at a Financial Institution, via Nations Inquiry.
Cite this dataset
World Bank Group. Account Ownership at a Financial Institution, 2011–2024 [data set]. As held by Nations Inquiry, https://nationsinquiry.com/datasets/account-ownership
The publisher’s own citation: World Bank. The Global Findex Database. Washington, DC: World Bank Group.
Plain-language summary, not legal advice. The licence text is what binds.
06Questions
Account Ownership at a Financial Institution: questions and answers
What is the Account Ownership at a Financial Institution?
Account ownership is the World Bank’s headline measure of financial inclusion: the share of adults who hold an account at a bank or other financial institution, or who used a mobile-money service in the past year. It comes from the Global Findex survey, run roughly every three years.
Which years of the Account Ownership at a Financial Institution can I download?
All 5, from 2011 to 2024, each as a CSV file, or every year together in one CSV.
Does World Bank Group rank countries on it?
No. World Bank Group publishes values only. The positions shown on this site are derived by ordering the published values, and are labelled as ours.
Can I use it commercially?
Yes, under CC BY 4.0, with credit to World Bank Group. The licence text is linked on this page.